New FEMA flood maps rezoning
I just checked all my properties against the latest FEMA flood maps here:
https://msc.fema.gov/portal
Now sometimes your county may also have a layer of this in their GIS system.
In any case I noticed three of my properties seem to lay inside ZONE X (which is lower risk) then previously ZONED AE.
Down here insurance is expensive, we got liability, windstorm and flood and just flood on one subject property is $1500-$2500.
I am guessing I can't just call up my insurance agent and say check out this web site...so I need to obtain an updated elevation certificate just from the map being rezoned by FEMA.
For ZONE X I actually am not required to carry Flood but I guess I still will just for the peace of mind especially if the new rate is lowered.
Anyone else been through this, would appreciate if you know of a way to get a formal rezone for a specific address that you can use for insurance instead of another elevation certificate which requires a new survey I believe.