Perfect applicant - but then there is a surprise. What to do?

[Jennifer Streamer]

I have a property that I'm taking applications for.  It's a nice brick home in a B area with great schools.  Rent is 1325 per month.

I have a tenant who applied who is being transferred back to our area after several years in another state helping her company to open another branch and then continuing in the new office.  Everything looked perfect: 5x rent in income, 17 years on the job at a stable company, credit score in high 700s, and glowing references from 2 past landlords and boss.  She also seems like a great fit for the house.  She grew up a few blocks away, her mom still lives in the original home, other family members live nearby and she wants the school district for her children.  No pets, non-smoker.  

There was one catch - during the recession she foreclosed on a house that she couldn't sell after being transferred to another state.  I checked this out.  The dates match up.  She bought a house for 112,000, a few years later got transferred out of state, the house went into foreclosure and eventually sold for 27K  (oh the deals in those days.  Today it would sell for 80k).  The house is currently a rental and I can see from the pictures that it's a nice little place.

We're not going to hold it against her - it happened to lots of people.  But here is the weird thing.  She did the credit/background check with MySmartMove and it shows that she was evicted from the house that was foreclosed on 2 months after she moved out of state.  

We asked her about this and she had no idea she had been "evicted".  She wasn't sure what she could do to prove she had not been.

Has anyone heard of anything like this?  Is there anything I can ask her for to demonstrate that an eviction did not take place?  Is it possible this is a practice from the bank to ensure the house is vacant?

Thanks in advance!  

[Wayne Brooks]

Yes, some banks will routinely file for eviction if they even suspect the house may be fully vacated.  It's just a legal CYA thing they do sometimes.