An Employer that does not provide pay stubs (but writes checks)!

[Emerald Sie-Duke]

Hi,

I am currently screening tenants (mother & daughter) for a 4bdr/3.5bath home. One of the prospects explained to me that she does not receive pay stubs and is paid by a hand written check and cashes it.  When I spoke to the employer to verify employment and request proof of income; she didn't have any documentation either. Soooo, I'm creating a form for her to complete and wanted to know if there is already one put to use that can be shared. If not, let me know your opinion on the form or your experience please!

EMPLOYMENT & INCOME VERIFICATION

• Owner/Operator Name
• Business Name and Address
• Employee Name
• Verify Full/Part- time
• Hours Worked Per Month
• Hours Worked Per Paycheck
• First day of employment
• Previous 90 Days of Paydays, amount paid, and check number

I (employer) verify that the information provided accurate and true.  (Date)

I really want to ask the employer to provide bank statements for checks paid to her....never going to happen lol.

Thanks,

Emerald

P.S.

THE BOOK ON MANAGING RENTAL PROPERTIES IS AMAZINGGGGG!!!! (I'm green...)

[Stephen Akindona]

Hey @Emerald Sie-Duke, you need to verify income! I would request tax returns and our bank statements from the prospective tenant. Just getting a letter from an employer who keeps no records is not verification. A lot of landlords (especially landlords who self manage) make these types of mistakes and it usually ends up hurting them. Treat this like a business you set the rules and the tenants must meet those guidelines or you don't rent to them. 

If the tenant says she gets written a check every 2 weeks for X, then it should be very easy to prove this with bank statements. If the tenant uses a check cashing place to cash her paychecks and does not have a bank account, then on to the next applicant!