How should I approach a cosigner?

[Marvin Meng]

Hi, I realize that this is legal advice and that I'm in Illinois, which is a legal minefield. But I'm figuring probably some of you have been through this before and I'd like to know what your experiences were. I have a tenant who is habitually late (but eventually has always paid). He has not paid the September rent yet but says he mailed it (he always says that). 

Since there is a cosigner should I be calling his cosigner, sending her a more official notice, or serving them both the "Five day notice to quit"? I think once I rattle the cosigner's cage she'll do the rest but I want to keep my ducks in a row in case this does wind up in front of a judge.

Thanks!

[Alex Olson]

@Marvin Meng Yes call, email, and mail the cosigner to get your money. Their credit will be impacted as well. They agreed to be the back up so they will not be mad at you but mad at their other co-signer. Hope that helps!