Should I use financing to buy property or just save money?

[Joshua Bush]

Hello everyone

I’m a new member to bigger pockets. I just started studying real estate investing late 2020. Because of the pandemic, I know this isn’t the best time to buy property, although I plan to buy my first property this  year. 

At the moment I have no debt except for my car and I almost have a 20% down payment to move into a house saved up already, but would not have enough money for rental property.

My question is: when the economy starts recovering, should I use financing for a downpayment for rental property or just save the money up for a downpayment?