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Updated almost 8 years ago on . Most recent reply

Do folks include loan servicing fees when calculating yield?
I wanted to check with folks to understand whether folks include monthly service fees when calculating yield on the note. One option is to deduct the fees from the monthly payment you receive from the borrower. The followup question is do folks also deduct tax and insurance when arriving at yield
Most Popular Reply

Bob Malecki
#5 Tax Liens & Mortgage Notes Contributor
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- Kingston, WA
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I usually take out at least $15/mo. for servicing from the P&I payment when doing my calculation. T&I is not deducted.