Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Tax Liens & Mortgage Notes
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 8 years ago on . Most recent reply

User Stats

77
Posts
19
Votes
Ray Trounday
  • San Bruno, CA
19
Votes |
77
Posts

Do folks include loan servicing fees when calculating yield?

Ray Trounday
  • San Bruno, CA
Posted

I wanted to check with folks to understand whether folks include monthly service fees when calculating yield on the note.  One option is to deduct the fees from the monthly payment you receive from the borrower.  The followup question is do folks also deduct tax and insurance when arriving at yield

Most Popular Reply

User Stats

1,723
Posts
1,451
Votes
Bob Malecki#5 Tax Liens & Mortgage Notes Contributor
  • Investor
  • Kingston, WA
1,451
Votes |
1,723
Posts
Bob Malecki#5 Tax Liens & Mortgage Notes Contributor
  • Investor
  • Kingston, WA
Replied

I usually take out at least $15/mo. for servicing from the P&I payment when doing my calculation. T&I is not deducted.

Loading replies...