REO/ occupied sfh

7 Replies

Quick question for the Dayton crowd:  I'm looking at an auction on  The site says the home is occupied. Obviously, if true, that presents a complication. Do you have any experience or second hand stories of how complicated this 'typically' can be in ohio/greene county area?


Steve Schoon

As always, it depends. 

  • Is that status still accurate?
  • If they are there, and cooperative, they may answer the door, and show you around.
  • They also may move voluntarily afterward.

If not, you'll have to do an eviction. Typically takes about 4 weeks to do an eviction, and about $400.

Anecdotally, it seems to be about 50/50 whether you'll need to take the eviction route if they are still there.

Hypothetically, given that a good/great deal was avail at an online auction, would the fact that its occupied deter you, @Darrin Carey ? or would you just move ahead with eviction if necessary?  in this kind of scenario, historically in this area, what have you seen with regards to 'tenants' trashing the place during eviction?

So far, I've personally bought two that were still occupied. Both times we were able to communicate with them while the sale was in progress, and they left after the sale without an eviction; neither did deliberate damage. Others I know have had similar experiences when they had to do evictions. Say a total sample size of two dozen properties where they were occupied. I'm only talking about DELIBERATE damage. More than 1/2 of those houses were in poor condition already.

I've seen many houses that were deliberately trashed by the occupant, but they were long gone before the sale.

That said, it's always a risk. 

Frequently there's no access to the property interior for any Sheriff's sale or some of the sales whether they are occupied or not. So to me, it's one and the same. The same people that would deliberately trash it will do it when they leave, whether you have already bought it or not.

Makes sense.  Thanks so much for your time, @Darrin Carey . I appreciate all the time you put into these forums (ive read a lot of your posts here in the dayton forum) and hope to see you at one of your rei meetings when I finally move back to the Dayton area!

I just drove by 5 properties yesterday, all of which said they were occupied.  2/5 were, the rest were vacated.  If you can, have someone do a drive by and look in a window if no one looks home.

Also, look up the County's residential eviction process.  It usually doesn't cost much to file and the Sheriff will boot them 30 days after you do (you have to move their belongings out to the curb on that day).  I'm in Ohio too.  It's not a bad process legally (DIY).

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