Has anyone used Primeway FCU for a HELOC on a rental? I am having a hard time finding anyone to do one for me. Thanks

@Scott Rutoski. @Tuan Vu. Texas law does not allow HELOCs on Investment Properties. Restricted to Owner Occupied Homes.

Try Wells Fargo. I know for fact they did HELOC on non owner occupied about a year ago. I know Chase didn't and most credit unions didn't.

@Scott Rutoski. I see your LLC address is in Pearland, TX. HELOCs are not legal on investment properties in Texas. Might consider a Cash Out Refi!

Was this in Texas? My understanding is it is not allowed in Texas. Sure it wasn’t just a LoC?

Thank you Jim. I wonder why none of the lenders I have spoken to never told me that.

I spoke to them earlier.. they will not do it anyway.

I think there might be a few places in Texas, but from what I heard not many in Texas will do them unless you have a really good existing relationship with them.

Primeway FCU for a HELOC?Primeway FCU for a HELOC?

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Primeway FCU for a HELOC?

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