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Updated over 6 years ago on . Most recent reply

Mel HarsH's profile image
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Mel HarsH
  • Rental Property Investor
  • from Anaheim Hills, Ca.
  • Member since Sep 26, 2019

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Mel HarsH's profile image
Mel HarsH's profile image
Mel HarsH
  • Rental Property Investor
  • from Anaheim Hills, Ca.
  • Member since Sep 26, 2019
Mel HarsH
  • Rental Property Investor
  • Anaheim Hills, Ca.
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Brrrr - How does it work with “debt to income ratio”?

Mel HarsH
  • Rental Property Investor
  • Anaheim Hills, Ca.
Posted

With the BRRRR method, how can you own 10 properties or more and not be effected by " debt to income ratio"?

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Jerry Padilla
  • Lender
  • from Rochester, NY
  • Member since Mar 25, 2014

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Jerry Padilla
  • Lender
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Jerry Padilla
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  • Rochester, NY
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Jerry Padilla
  • Lender
  • Rochester, NY
Replied

@Mel HarsH

As mentioned working with an investor friendly lender will allow you count rental income that is reflected on your tax returns, as well as 75% of lease agreements that are not reflected on your taxes if it is too soon, and 75% of rental income on new purchases. This is how many investors are able to reach 10 properties with conventional.

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