I’ve used Zelle to pay contractors. It’s pretty much instant.
I have been using Google Pay. The near universality of Google tends to get you out of the 'Do you have...' discussions. Very nice interface and great audit trail, which is almost all I need.
Thanks for the replies. Looks like no one recommends Venmo so far
I like Venmo and Google pay and Zelle but the only problem is that (right now) they only work with personal accounts. If you are trying to use a business account it either won't work or if it does you risk them closing your account for violating the terms. If you don't mind commingling personal and business expenses it is fine but if you have LLCs set up you risk losing that extra layer of liability protection. Checks, deposits or credit cards accepted through quickbooks or some other software are my main go tos but it just depends on the contractor.