Which refinancing scenario is easier?

[Carlos Josue Hernandez]

Is it easier to refinance from a seller finance loan or a hard money loan? 

Also, is it true you have to hold you property for 6 months minimum before you can refinance? I thought you could refinance earlier?  

Thanks in advance for people who will answer my questions, trying to do my first BRRRR this year :)

[Greg Scott]

The type of loan you currently have is fairly irrelevant to how hard your refinance will be.  What influences it more is the type of loan you want to get and your ability to qualify.

If you want to do a rate & term refinance, there is no waiting period, but if you want to do a cash-out refinance, you must wait 6 months.