looking for liability insurance for half duplex under LLC

[Giliano Niamut]

Hi there, I'm helping to find liability insurance for my mother in law. She has a half duplex under a real estate LLC. I would appreciate any suggestions. Thank you.

[Kevin Hoag]

Is she renting half of the duplex or did she purchase half of the duplex? If she is renting half of the duplex you will need to purchase a renters policy. This should be pretty easy to get. I know Florida insurance is difficult to get good rates so I suggest reaching out to a local independent agent to assist you.

If she purchased half of the duplex then you will want a homeowners policy. This will include property coverage, personal property coverage and property liability along with many other coverage items. Again a local agent in Florida that knows that market would probably be your best option.