Home owners insurance X Rental Ins or Umbrella policy?

[Rodrigo Serzedello]

Hello everyone!

I've started building my portfolio this year and currently I have 3 properties in Cincinatti area with prices ranging around 65k each.

All of the properties are in my name and now I need to decide my insurance direction.

Any tips you guys could give to me of if I should get Home owners insurance, rental insurance or even an Umbrela policy?

Looking forward to also raise my portfolio, so, not sure whats the best way and direction I should go.

Also, changing the properties to an LLC should also be a good direction right?
Thanks!