Can I turn my house commercial if I have a residential loan

[David Mata]

Hi everyone, my name is David and I’m in the Rio Grande Valley area.

I bought a home a few years ago using my VA loan. After the first year, I moved out and started renting it out. It's been generating a small monthly income—nothing huge—but I'm mainly glad it pays for itself.

Recently, I found out that the city has rezoned the area, and my property is now considered Residential/Commercial. I'm wondering if I can or should officially convert it to commercial use to potentially raise the rent and increase income.

Has anyone gone through this process or have any advice on whether it’s worth converting to commercial use in a case like this?

Thanks in advance!