Building ADUs with Creative Financing: A Guide for Brokers and Agents
Tuesday, October 28
Across California, the housing shortage remains one of the biggest challenges facing homeowners, renters, and real estate professionals. Demand continues to outpace supply, and that gap is where Accessory Dwelling Units, or ADUs, are making a major difference. ADUs are small, secondary homes bui...
Why Mortgage Rates Rose After a Fed Cut: What It Means for the rest of
Thursday, October 16
The Federal Reserve recently cut its benchmark rate for the first time in nine months. Many borrowers and investors hoped that mortgage rates would immediately move lower, but the opposite happened. Mortgage rates actually ticked up in the days that followed. The reason is that the Fed funds rate...
Mortgage Rates Hold Steady in a Tight Range
Tuesday, October 14
Mortgage rates have been remarkably calm lately. For almost three weeks now, they have stayed in one of the narrowest ranges we have seen this year. The last time we saw a real move was back in mid-September when the Federal Reserve announced its rate cut. Ironically, and not surprisingly to tho...
The Changing Face of “Home”: Home-sharing and Co-Living in America
Thursday, October 09
Home-sharing, also called co-living, is becoming a bigger part of the housing conversation in the United States. With home prices rising and affordability slipping further away for many, people are finding new ways to make housing work. This is not the old version of roommates crowding into small...
Is the Housing Market Sending Us a Warning?
Thursday, October 02
Sometimes the most revealing market signals come not from Wall Street or the Federal Reserve but from everyday behavior. Recently, one of those signals showed up in Google searches. The phrase “help with mortgage” has spiked to its highest level since 2009. On its own, that might not seem like a ...
Mortgage Fraud is Rising: What Investors Should Know
Thursday, September 25
Mortgage fraud is back in the headlines, and the numbers are moving in the wrong direction. Reports from Cotality (formerly CoreLogic) show that suspicious applications increased by more than 7 percent in the first quarter of 2025, following an even larger increase in 2024. Higher interest rates,...