All Forum Posts by: Amy Pfaffman

 If you scroll down on the main page, there's a block that says "invest in your success" with the pricing listed

This is certainly not a "if you have to ask you can't afford it" situation, the aim is to keep it accessible for all levels of real instate investors or soon-to-be investors, and frankly it's a steal for all the content you get access to!

♠️ Exciting Updates for BPCON2025! ♠️

We’ve got BIG news to share with the BiggerPockets community:

1. Early Bird Registration Extended Through April 30!
If you missed the March 31 deadline, you’re in luck! Early Bird pricing has been extended, giving you one more month to secure your spot at a discounted rate. Don’t wait—this is your chance to lock in savings and guarantee your seat at the ultimate real estate investing event of the year.

2. Agenda is Live!
Planning your trip to Las Vegas just got easier. The agenda is now available, so you can check out key sessions, workshops, and networking opportunities happening October 5-7 at Caesars Palace.

Keynote Speakers Include:
Chris Voss: Learn FBI negotiation tactics to close deals like a pro.
Dave Meyer: Expert in housing market analysis and investment strategy
Dion McNeeley: A financial freedom legend who turned adversity into success.

Event Details:

 📅 Dates: October 5-7, 2025

📍 Venue: Caesars Palace, Las VegasVisit biggerpockets.com/conference to register today.

Let’s make 2025 the year we rewrite the rules of real estate investing—together! #BPCON2025

@Amy 

@Amy Pfaffman Hi Amy!  Thank you for replying! I am currently saving up to get into my first seller finance investment property from NJ, how long have you been investing in Birmingham?

@John Williams, a few comments:

1. IMO the 1% is just rule of thumb for filtering potential deals. If you are looking for cash-flow, you can apply the 1% rule and scan through many deals and then only focus on ones that have potential cash-flow. That's about all its good for.

2. Cash-flow is KING! Yes, appreciation has the potential help you hit the jackpot and make you more wealth. However, cash-flow is better for a number of reasons. Perhaps the most important of which is that its more predictable and more CONTROLLABLE. Except for forced appreciation, you have no control over appreciation after you buy a property whereas you can make decisions along the way to improve your cash-flow. Raise rents, reduce expenses (shop insurance, appeal taxes, refinance, etc).

3. You mention tax benefits. That is where cash-flow shines as you have an income to use those tax benefits with.

4. Appreciation is EXPENSIVE! Yes, it costs you money!!! Its locked up in the equity of the property and it will cost you money to touch it. If you sell, you pay closing costs, commissions, taxes (including depreciation recapture), etc. Even if you refinance, you have origination costs, appraisals, etc.

So, while cash-flow is tax advantaged aka CHEAP; appreciation is EXPENSIVE!

5. Most beginning investors need to and should invest for cash-flow. Most small time investors can't afford the risk to buy and hold a property that doesn't make money in HOPES that it appreciates enough. In additional new investors are more likely to understand cash-flow than how to predict appreciation.