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All Forum Posts by: Anna Sagatelova

Anna Sagatelova has started 1 posts and replied 439 times.

Post: 5 months without rent pay

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566

@Wesley W. Sure, but that's because landlords wield more power than tenants, all other things being equal. Thus, it is the tenant that needs protection from the unscrupulous greedy landlords.

What laws like this fail to acknowledge and address is that it binds the hands of law abiding landlords that do provide a clean safe place to live, and also that bad tenants exist. You have tenants at all ends of the income spectrum who blatantly take advantage of legitimate protections to avoid paying rent and avoid any consequences, and that needs to be accounted for and addressed.

However, this public perception of landlords why it is all of our job, no matter what state you are in, to provide a great example of how landlords should operate and behave. We must be on the front lines of changing this perception that all or the majority of landlords are greedy slumlords. Crapping on tenant protection laws being named "tenant protection" doesn't send the right message. At their core, these laws have sprung up because of well documented repugnant living conditions that some landlords do condone, and tenants who can't afford a way out.

I do think many parts of the Act make sense - for example, take Section 227(D); why should a landlord be able to discriminate against VICTIMS of domestic violence? Victims already have so few safe places to turn, they should have the opportunity, if they qualify on other criteria, to rent a new safe home.

All this said, it does drive me bananas when I see another article that says "so and so is being evicted for the second time in a year... so sad... they could not find another place to rent in time" - that never mention that the tenant did not pay rent. 

We won't get anywhere until people start reporting a balanced story.

Post: 5 months without rent pay

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566
Originally posted by @Wesley W.:
Originally posted by @Anna Sagatelova:

This sounds terrible, but I actually just tried researching these points and couldn't find anything that says past evictions are off the table and other things you mentioned. Can you please point me in the right direction? 

 Sure thing.  The prior eviction piece is RPP Article 7. S. 227 F

I invite you to search for the rest of the parts yourself.

http://public.leginfo.state.ny.us/lawssrch.cgi?NVLWO:

Thanks Wesley, that section 227(F) is OUTRAGEOUS. The rest of the Act more or less makes sense, though some of the time periods are excessive. 

I hope landlords are fighting this clause!

Post: Landlord & Tenant Attorneys

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566

@Account Closed PM me, I have another rec for you as well.

Post: Is it ok to charge ex tenants for broken deadbolt?

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566

This sort of thing, especially as you reuse the locks over and over, definitely sounds like normal wear and tear.

Post: 5 months without rent pay

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566
Originally posted by @Joe Splitrock:
Originally posted by @Anna Sagatelova:
Originally posted by @Joe Splitrock:
Originally posted by @Anna Sagatelova:

@Joe Splitrock I agree that this puts landlords in a very difficult position, but I disagree with your interpretation of due process and equal protection. I'm not a practicing attorney, and I'm not here to give legal advice, but I also don't think it's constructive to read a few words from the 14th Amendment and declare a faulty interpretation.

All of these measures, even if they do get extended for another term, are temporary in nature. The government certainly doesn't want an uptick in foreclosures again, barely a decade after the last housing market crash. This is why it's more constructive for owners to look at their mortgage forbearance options and remind tenants that there will be legal recourse for back rent in the coming months. And then SCREEN SCREEN SCREEN. We do each other a huge disservice by not adequately screening tenants, and I'm talking specifically about landlord references. And how about when you (the general "you", not specifically you, Joe) get a call/email about one of your past tenants? It's beyond unfortunate how many of those go unchecked and unresponded.

Any tenant who is blatantly taking advantage of courts being closed and a moratorium on evictions/collections didn't just become this way overnight. We landlords and PMs need to be much more cooperative with each other as well as more diligent in our tenant screening. Especially moving forward!

 It is my interpretation, but there are many legal experts who believe the eviction ban is a constitutional violation. My state refused to enact an eviction ban, specifically citing their legal interpretation of our state and federal constitution. As with any legal debate, only the courts decide what argument holds up. 

As a property manager, you know the reality of collecting back rent. Once a tenant is a month late, the odds of them catching up are near nothing. A tenant who couldn't pay rent March 1st was in trouble before COVID even hit and was living paycheck to paycheck. The idea that someone in this situation would pay back 5 months or more back rent is illogical. I don't think you believe these landlords have any chance of getting their money, do you? 

I agree in general that screening can catch most of the bad tenants, but in some markets and some property classes, higher risk tenants are the norm. I don't rent to these type of people, but if NO landlord rented to them, it would cause a massive increase in homelessness. The government wants to force landlords to accept tenants with troubled credit histories, but at the same time they want to take away recourse when that tenant doesn't pay. It is illogical. Again, I am with you on not renting to these people, but if nobody did, that would be a bigger problem. People who take the risk, should have the recourse to get people out quickly.

As far as reference checks, I have very little trouble getting responses. The more shocking thing I see is nobody is contacting me. I have had numerous cases where tenants tell me I was given as a reference and nobody calls. 

You are right it comes down to screening and states with 2-3 month eviction bans were very moderate. The states pushing this out to 6 months or more are out of control. 

 I mean that the collection of back rent is enforceable in court, once landlords can file again. Sure, it's likely that they can't afford to catch up on their own, but they can be incentivized to get on a payment plan and/or at least start paying rent now. Most people don't want a huge judgment on their record - unless this really is someone who truly has "nothing to lose" as someone else mentioned above. In which case... back to our point about screening.

 The trouble is for certain property classes, every tenant has multiple judgments and they do have nothing to lose. In some states, they have greatly limited the ability to screen. The other reality is that you need to locate locate someone to serve them. If the tenant leaves voluntarily before the eviction moratorium is lifted, you may never be able to locate them to serve them. 

 Very true. In my market that is still a minority of cases. 

 I do want to learn more about those severe screening restrictions, I know a lot of crazy ideas get proposed but never make it. Being told that you can't disqualify an applicant on the basis of legitimate past eviction judgments is wild - there must be some kind of qualifying language there. For example, it makes sense that you shouldn't be able to blanket disqualify someone who has the filing on their record, because any landlord can file illegally or without good cause, and even if the case gets dismissed and was always baseless, it still stays on the applicant's record. But straight out no eviction criteria allowed in screening a tenant? I can't imagine how that would pass. If anyone has more information, I would love to read up on this and educate myself.

Post: 5 months without rent pay

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566
Originally posted by @Joe Splitrock:
Originally posted by @Anna Sagatelova:

@Joe Splitrock I agree that this puts landlords in a very difficult position, but I disagree with your interpretation of due process and equal protection. I'm not a practicing attorney, and I'm not here to give legal advice, but I also don't think it's constructive to read a few words from the 14th Amendment and declare a faulty interpretation.

All of these measures, even if they do get extended for another term, are temporary in nature. The government certainly doesn't want an uptick in foreclosures again, barely a decade after the last housing market crash. This is why it's more constructive for owners to look at their mortgage forbearance options and remind tenants that there will be legal recourse for back rent in the coming months. And then SCREEN SCREEN SCREEN. We do each other a huge disservice by not adequately screening tenants, and I'm talking specifically about landlord references. And how about when you (the general "you", not specifically you, Joe) get a call/email about one of your past tenants? It's beyond unfortunate how many of those go unchecked and unresponded.

Any tenant who is blatantly taking advantage of courts being closed and a moratorium on evictions/collections didn't just become this way overnight. We landlords and PMs need to be much more cooperative with each other as well as more diligent in our tenant screening. Especially moving forward!

 It is my interpretation, but there are many legal experts who believe the eviction ban is a constitutional violation. My state refused to enact an eviction ban, specifically citing their legal interpretation of our state and federal constitution. As with any legal debate, only the courts decide what argument holds up. 

As a property manager, you know the reality of collecting back rent. Once a tenant is a month late, the odds of them catching up are near nothing. A tenant who couldn't pay rent March 1st was in trouble before COVID even hit and was living paycheck to paycheck. The idea that someone in this situation would pay back 5 months or more back rent is illogical. I don't think you believe these landlords have any chance of getting their money, do you? 

I agree in general that screening can catch most of the bad tenants, but in some markets and some property classes, higher risk tenants are the norm. I don't rent to these type of people, but if NO landlord rented to them, it would cause a massive increase in homelessness. The government wants to force landlords to accept tenants with troubled credit histories, but at the same time they want to take away recourse when that tenant doesn't pay. It is illogical. Again, I am with you on not renting to these people, but if nobody did, that would be a bigger problem. People who take the risk, should have the recourse to get people out quickly.

As far as reference checks, I have very little trouble getting responses. The more shocking thing I see is nobody is contacting me. I have had numerous cases where tenants tell me I was given as a reference and nobody calls. 

You are right it comes down to screening and states with 2-3 month eviction bans were very moderate. The states pushing this out to 6 months or more are out of control. 

 I mean that the collection of back rent is enforceable in court, once landlords can file again. Sure, it's likely that they can't afford to catch up on their own, but they can be incentivized to get on a payment plan and/or at least start paying rent now. Most people don't want a huge judgment on their record - unless this really is someone who truly has "nothing to lose" as someone else mentioned above. In which case... back to our point about screening.

Post: 5 months without rent pay

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566
Originally posted by @Wesley W.:
Originally posted by @Anna Sagatelova:

And then SCREEN SCREEN SCREEN. We do each other a huge disservice by not adequately screening tenants, and I'm talking specifically about landlord references. And how about when you (the general "you", not specifically you, Joe) get a call/email about one of your past tenants? It's beyond unfortunate how many of those go unchecked and unresponded.

Any tenant who is blatantly taking advantage of courts being closed and a moratorium on evictions/collections didn't just become this way overnight. We landlords and PMs need to be much more cooperative with each other as well as more diligent in our tenant screening. Especially moving forward!

Well, NY was way ahead of you on this one.  They are removing, piece by piece, any discretion landlords have to properly screen.  We MAY NOT decline an applicant due to past evictions (you read that correctly), we MUST ACCEPT a tenant-provided background check if was "generated" in the last 30 days (I used quotes because, well, Photoshop),  we MAY NOT ask their references if they were ever late on their rent or got served a notice.  There is even a case in court right now that is challenging the minimum income threshold of "3 times monthly rent" as discriminatory. The list goes on, but I think I made my point.

This sounds terrible, but I actually just tried researching these points and couldn't find anything that says past evictions are off the table and other things you mentioned. Can you please point me in the right direction? 

Post: Tenant terminates lease early without Notice to Vacate

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566

I wouldn't bother with letters if small claims court is open in your area. It is usually fast and cheap to file this kind of thing pro se. You would be filing for June rent amount.

You said that they renewed, when does that lease term end? Why would 30 days notice be at play if they had a valid lease term? 

Whatever your situation, don't delay in listing your property for rent again. If it's not truly spotless, get it cleaned, photographed, and posted.

Post: Tenant asking for temporary rent decrease

Anna SagatelovaPosted
  • Property Manager
  • Cleveland, OH
  • Posts 446
  • Votes 566

I think using the term "discount" puts you at a disadvantage. Usually a discount is not something that is paid back. You could offer her forbearance on $100 of her monthly rent amount with clear stipulations about when that money would come due.

I recommend consulting with a broker or attorney to draft up a very simple contract, and staying away from the word "discount" anywhere, even texts/emails with tenant.