All Forum Posts by: Barbara Johannsen

In today’s market, some investors chase performing notes for steady cash flow, while others like non-performing notes for bigger discounts. If you had to pick one, which do you think has better upside in 2025?

With today’s market shifts, I’m seeing more interest in non-performing notes. For those buying or selling notes, what trends are you noticing? Certain states, asset classes, or deal sizes that are standing out?

I’ve been learning more about real estate notes and see that some investors prefer to hold for steady income, while others sell to free up capital.

For those of you with experience — how do you decide whether to keep a note or sell it? What factors make the biggest difference for you?

I’ve seen that note transactions can sometimes be structured in creative ways  partial sales, flexible terms, or joint ventures.

What’s the most creative structure you’ve used (or seen) in a note deal that worked well for both sides?

With interest rates and market conditions shifting, I’m seeing more talk about non-performing notes coming available. For those who’ve been active in this space, are you noticing the same? Curious what others are experiencing.

When it comes to due diligence in note investing, everyone seems to have their “must-check” list. For you, what are the top 3 things you always make sure to verify before closing on a note?

I’ve noticed some investors diversify by adding real estate notes to their portfolio alongside rentals and flips.

For those who’ve done this — how has note investing compared with your other real estate strategies?

Many sellers who provide financing eventually think about selling the note they created.

If you’ve sold a seller-financed note, what factors made you decide to cash out?

For note buyers, sourcing seems to be one of the toughest challenges.

Where have you had the most success finding quality notes — direct from sellers, brokers, banks, or somewhere else?

For buyers, sourcing quality notes seems to be one of the toughest parts.

Do you prefer working directly with sellers, through brokers, or other channels? What’s been most effective for you?