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All Forum Posts by: Ben Guttman

Ben Guttman has started 1 posts and replied 374 times.

Post: Baltimore property management recommendations

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Michael Bangsal for single family or multi?

Post: Re-Quoted with large price differential

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Will Dixon unsure why they have to be requoted. (Disclaimer: although I am not licensed in Cali...yet ;)

We have investors who have Settlement dates pushed due to title or other issues and the insurance companies give them a lot more than 10 days - especially if they signed the docs already.

That being said, IF they did have to be requoted it could go up substantially because all the factors that go into rating, recent CAT losses by the insurer, or as was mentioned changed info / assumptions.

Best of luck!

Post: Multi Family in/near the Baltimore area

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@David White they’re out there! Just insured a few for clients. You just have to wait for the right opportunity.

Post: homeowners insurance and equity loan question

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Jimmy Luciano glad to help you with a Builders Risk Policy if you need one.

I work with a lot of investors and actually reading the lenders requirements has helped my clients avoid delayed settlements.

Post: Newbie Post - Baltimore Multi Family

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Neshe Bond talk to Scott Freitag at Eastern Savings Bank

Post: BRRRR-Friendly Banks in Maryland

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Dennis Bates I second Joe’s recommendation of Scott at Eastern. Great guy and works with a ton of investors.

Post: Newbie from Fredericksburg, VA

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Mike Nichols glad to help any way I can. Look up @chase louderback on here and connect

Post: Building an Investment Team in NE PA

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Stefan Huber glad to be your insurance broker as we’re the part of the team sport of real estate no one thinks about ;)

Also, glad to make other referrals if you need em.

Post: Seeking multi family properties in Delaware.

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@James Masotti agreed! I insure multis and they are each a completely different animal. Student housing,senior housing, market rate etc. all have completely different underwriting because they are different types of investment.

Post: Pennsylvania Property Management Company New To BiggerPockets!

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Andreas Duerr welcome! Would love to connect