All Forum Posts by: Cam Schwartz

Hey there @Havan Surat - Consider checking with @Cam Schwartz he's a hard money lender in Chicago.

Greetings BiggerPockets! I'm a young investor (19) passionate about building wealth through real estate. I've been absorbing everything I can about the BRRRR method and have selected a market where I see significant potential. My current challenge is financing. I'm seeking guidance on finding lenders who specialize in asset-based lending, given my limited credit history and the need to finance a distressed property. I'm really looking to connect with experienced investors who've navigated similar situations. Any advice on building relationships with lenders and strategies for overcoming these initial hurdles would be greatly appreciated. I'm excited to learn and grow within this community!

Hi all - looking for a hard money lender that can offer best terms on a fix n flip loan. Need to be able to close in 30 days or less. Please reach out if you know someone that can help. 

Thanks! 

Hey There @Tiffany Tylon - I'd say you are taking the first right step - asking for help!

Biggerpockets has some great tools to anaylze deals:https://www.biggerpockets.com/investment-calculators

Also, YouTube will go a long way in helping you learn...plus maybe consider coming to some of the local chicago in-person events: https://www.biggerpockets.com/forums/521-real-estate-events-...

Maybe connect with @Cam Schwartz he's a local Chicago lender, and I have seen him closing lots of deals with investors lately.

Are you looking to do deals in Chicago or any particular area?

New to fix and flip despite 28 years as a GC in residential and commercial construction.  Have a property under contract. Not sure if I'll be able to get financing. Have some cash, good credit , all the experience. Can anyone give me some advice? Thanks !

Investment Info:

Single-family residence other investment.

Purchase price: $300,000
Cash invested: $33,000
Sale price: $660,000

This was originally a fix and flip but turned into a LTR when the market flipped.

We put a renter in for 2 years and cashflowed about $500+ / mo.

After approx 1-1/2 years we approached the renters to purchase.

What made you interested in investing in this type of deal?

Good flip opportunity

How did you find this deal and how did you negotiate it?

MLS - sat for a long time

How did you finance this deal?

Hard money

How did you add value to the deal?

Rehab

What was the outcome?

$200k+ profit

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

EJC Partners

I'm looking for best hard money lenders in the area of lake county IL for fix and flip and have high leverage I have good credit score and have my business LLC
 

Thanks 

Building New SFHs in the Midwest – Looking for Capital & Strategic Partners

Hey BP community — I’m working on a fund focused on ground-up single-family home construction in Midwest markets where demand is still outpacing supply.

We’re building homes that make sense — affordable price points, solid cash flow, and long-term rental or resale potential. I’ve got a solid pipeline of infill lots and a local team that handles everything from permits to punch list.

Here’s who I’m looking to connect with:

• Passive investors who want exposure to new construction without swinging a hammer

• Capital partners interested in repeatable, build-to-rent models

• Folks looking to JV on single-family builds in appreciating Midwest markets

• Anyone curious about how to start building instead of buying retail

This isn’t some giant institutional play — it’s a tight, efficient operation with a clear strategy and local execution. If you’ve been thinking about getting into development but didn’t know where to start, let’s talk.

Disclaimer: This communication is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer or solicitation will be made only through official offering documents and in accordance with applicable securities laws.

The investment opportunity described is available only to accredited investors as defined
under Rule 501(a) of Regulation D under the Securities Act of 1933. Investors will be required to
verify their accredited investor status before accessing investment materials.

Investing in real estate involves significant risks, including but not limited to potential loss of
capital, liquidity constraints, and market volatility. Past performance is not indicative of future
results. Prospective investors should conduct their own independent due diligence and consult
with their own legal, tax, and financial advisors before making an investment decision.

For more information, please contact us directly to review financials, gain access to the investor
vault, or discuss the project in detail.

Hey BP Fam!

I need your advice! I have a lot of equity in a rental property in FL ($500k+) but I am trying to find creative ways to purchase a duplex in NY. I haven’t had luck getting a HELOC because my FL property is a rental and a conventional loan requires a big down payment plus reserves and closing costs. I don’t have much equity in my current primary yet since I just bought it last year. The duplex I want is only listed at $200k. I applied for a HELOC through Figure since I heard they will lend on investment properties. Does anyone have experience with this company or know if this is legit? FIGURE approved me for up to $186k with a 4.99% origination fee and an 8.5%-8.99% 30 year fixed HELOC. Thinking about making a cash offer on the property and buying it outright. Then refinancing later for a lower IR. The rents are stated as $2000 & $1175 for each unit respectively. The monthly loan payment would be $1559 and it doesn’t appear to need any renovations immediately so low on CAPEX up front. Does this sound like a smart move? This is my first time doing anything like this. I own two homes I purchased with 30-yr fixed VA loans. I appreciate any advice!

Respectfully,

Anthony