All Forum Posts by: Chris Lopez

@Alex Todd I'm a big ROE fan! Many people overlook it when evaluating their properties.

I've created a few videos on BP YouTube around Return on Equity. Search for "Achieve Financial Freedom 4x Faster with the “ROE Rule” of Real Estate"

My gut: If you're ROE is low and you can sell it cap gains free, then sell it and smile to the bank. Not having the 1031 pressure is great. 

If you DM me, I'm happy to share my spreadsheet to help you analyze it.

Curious how the Colorado real estate market is suddenly favoring buyers? Denver has seen a staggering 75% increase in active listings year-over-year, shifting the balance significantly. Despite a modest 3.3% annual rise in home prices, a 0.75% month-over-month decline hints at potential price drops if interest rates stay high.

Buyers now wield more negotiating power, with sellers offering concessions like interest rate buy-downs and closing cost coverage. Featuring house hacking expert Jeff White and investor-friendly lender Troy, Howell this episode provides game-changing insights and strategies to capitalize on these market shifts. Tune in for expert advice on leveraging increased inventory, navigating pricing trends, and maximizing negotiation tactics in this evolving market.

There are three ways to get the details for this episode #513:

• 🎧 Listen to it on the "Denver Real Estate Investing" podcast
• 🎥 Watch the YouTube video
• 🖥 Read the Blog post

Enjoy!

Who is Nova Home Loans?

For over 40 years, we’ve been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today!

NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Chris Lopez
Investor-Friendly Realtor
Envision Advisor
303-548-0846

Join Chris Lopez in an engaging webinar as he unveils the intricacies of rolling his $276,000 IRA into a self-directed IRA to invest in real estate. After being guided by Warren Buffet's 90/10 rule for years, Chris realized he was consistently generating better returns in real estate compared to stocks. After years of contemplation, he's finally moving a significant chunk over.

🔍 Topics of Discussion:

1️⃣ The steps to converting a Roth IRA to a SDIRA

2️⃣ Why Chris is giving up on stocks to go all in on real estate

3️⃣ A tax strategy that can save you tons of $$$

4️⃣ An in depth real estate vs. stock market comparison

Date:
Tuesday, 18th June 2024 at 12PM MST

Register today to reserve your spot!

Don't miss out on this invaluable opportunity!

Want to know the secret for using rental properties to slash your tax bill? In this eye-opening episode, CPA Brandon Hall reveals a little-known “short-term rental loophole” that could score you massive tax deductions – even if you have a full-time job.

Brandon, who owns a portfolio of 24 rental units himself, explains how this strategy allows you to:

• Deduct up to $150,000 in rental losses against your regular income
• Immediately write off major property improvements like new roofs and HVAC systems
• Avoid the onerous “real estate professional” requirements that trip up most investors

Don’t miss this chance to uncover a game-changing tax hack that could supercharge your investing returns. Watch to discover Brandon’s 3-step system for tapping into this lucrative loophole.

There are three ways to get the details for this episode #512:

• 🎧 Listen to it on the "Denver Real Estate Investing" podcast
• 🎥 Watch the YouTube video
• 🖥 Read the Blog post

Enjoy!

Chris Lopez
Investor-Friendly Realtor
Envision Advisor
303-548-0846

Ever wondered what to do with your properties once you’re close to retiring or in retirement?

I like to group people into 2 modes when looking at someone’s portfolio. Are they in growth mode or income mode?

People often lose sight of their goals when scaling their real estate portfolio meaning their goals aren’t aligned with their actions.

This also means you need to be focused on different metrics if you’re in say growth mode vs income mode.

In growth mode? Focusing on ROE is ideal.

In income mode? Generally want to be focused on cashflow.

So the first thing I do when looking at someone’s portfolio is identifying what someone’s goals are.

Today’s example comes from someone who’s retired, is in growth mode and looking to maximize their retirement income. Using Property Llama, I broke down his portfolio into 3 different scenarios and reveal what my recommendation would be at the end of the video!

Check out my newest bigger pockets video to see which scenario is best!

Watch this:  https://youtu.be/ITUcmFW9KxU

Join Chris Lopez and multifamily expert Anthony Chara as they explore Anthony's journey from single-family homes to syndicating over 2,100 apartment units. Learn how market corrections and rising interest rates create new opportunities, and discover the importance of diversifying investments. Tune in now for valuable insights from Anthony’s 30 years of experience to help you thrive in any market!

There are three ways to get the details for this episode #511:

• 🎧 Listen to it on the "Denver Real Estate Investing" podcast
• 🎥 Watch the YouTube video
• 🖥 Read the Blog post

Enjoy!

Chris Lopez
Investor-Friendly Realtor
Envision Advisor
303-548-0846

@Brynn Walden congrats on your portfolio.

As others have pointed out, doing a 1031 exchange into passive investments since syndications are securities, not real property. I have a hard time with the fee structure and low performance of DST's, but they are an option to explore into.

Most sponsors require a $1mm or more to 1031 into a deal. I've worked with a few who will do $500k minimums It's a lot more headache and admin cost.

Sometimes it makes sense to pay capital gains and just invest passively as an LP.

Attached is a spreadsheet I created a for a fourplex that I want to sell. I have a really low basis, so a 1031 is ideal. But the DST fees are a no-go for more. My plan is to 1031 into a passive deal. The spreadsheet shows a deal I looked at for ground up development.

Despite challenges, including the COVID-19 pandemic, Katie and her husband adopted a "nomading" strategy, moving from House Hack number two to three. Katie, Troy and Chris cover the challenges of scaling your rental portfolio such as navigating the lending process, improving credit scores, and finding the right property. Troy Howell also fills us in on lending tips for multiple properties such as the guidelines on departure residences, FHA vs Conventional loans, and understanding your DTI ratio. Katie's experience offers valuable insights and inspiration for aspiring house hackers looking to grow their house hack portfolio.

There are three ways to get the details for this episode #510:

• 🎧 Listen to it on the "Denver Real Estate Investing" podcast
• 🎥 Watch the YouTube video
• 🖥 Read the Blog post

Enjoy!

𝑾𝒉𝒐 𝒊𝒔 𝑵𝒐𝒗𝒂 𝑯𝒐𝒎𝒆 𝑳𝒐𝒂𝒏𝒔?

For over 40 years, Troy Howell has been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with Troy Howell is a personalized experience from initial application to final loan closing and beyond. Troy will be with you every step of the way toward successful homeownership. Start working with Troy today!

TROY HOWELL NMLS #311477 | 720.279.5929

*The information contained here is educational only and does not represent actual savings, rates, or financing terms.

Chris Lopez
Investor-Friendly Realtor
Envision Advisor
303-548-0846

📅 Friendly Reminder: Don't miss our May monthly real estate investing meetup! 🏡 

It's a unique chance to learn, network, and grow with like-minded individuals in the real estate community. See you there!

Click HERE to RSVP!

The April 2024 market stats for Denver and Southern Colorado are now out, and our roundtable is back to discuss what they mean. Check out the video to hear the latest trends, get updates on buyer activity, interest rates, and get the details on some of our latest deals!

There are three ways to get the details for this episode #509:

• 🎧 Listen to it on the "Denver Real Estate Investing" podcast
• 🎥 Watch the YouTube video
• 🖥 Read the Blog post

We covered:

• -Denver and Colorado Springs stats
• -Deals we're seeing in Colorado Springs
• -Jeff White's 8th House Hack
• -Current deals in today's market, including Rent by Room and Section 8 deals

Enjoy!

𝑾𝒉𝒐 𝒊𝒔 𝑵𝒐𝒗𝒂 𝑯𝒐𝒎𝒆 𝑳𝒐𝒂𝒏𝒔?

For over 40 years, Troy Howell has been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with Troy Howell is a personalized experience from initial application to final loan closing and beyond. Troy will be with you every step of the way toward successful homeownership. Start working with Troy today!

TROY HOWELL NMLS #311477 | 720.279.5929

*The information contained here is educational only and does not represent actual savings, rates, or financing terms.

Chris Lopez
Investor-Friendly Realtor
Envision Advisor
303-548-0846