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All Forum Posts by: David O

David O has started 5 posts and replied 117 times.

Post: Am I being a jerk or is the lender slow?

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Slow...I refinanced in 15 days start to finish ;)

Post: TransUnion Smart Move

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

I use this exclusively. I also agree that the credit score doesn't matter. I look at the actual report. One of my tenants has a horrible credit score but that's because of a private student loan that is in default. She is a nurse and has her own business on the side. She is one of my best tenants, but if I only looked at credit score, I'd never rent to her because of it.

Post: It's starting to feel real

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Nice! Good job locking in that rate as well, saved you a load of money.

Post: When is the Marriage Over?

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Agreed ^^^^

Post: Which flooring to use?!

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

A darker floor, maybe a walnut would work in the kitchen but I wouldn't replace that floor. I would pop the broken tile, replace, clean grout, reseal. So much easier than laying vinyl. Tile is king in kitchens/bathrooms to me. Such a durable floor.

Why don't you want to keep the tile?

Post: Which flooring to use?!

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

If that picture above is the house in question, I would just replace that busted tile and clean / reseal the grout. Tile is way more durable than laminate in a kitchen. Most laminate does not mix well with water.

Post: Which flooring to use?!

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Ceramic tile in the kitchens/bathrooms if possible (subfloor is level) as they are super durable. If not, vinyl plank. Bedrooms carpet or laiminate depending on your market. 

Post: Raising Rent

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Hmm, I hate turnover so if she is a great tenant I would bump it up by only $25-50 when her lease is up. 

Post: Interior Paint Color for Rental

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

Like many others in this thread, I'm a fan of light tan/beige and light gray (not together in the same house). I did one house in white and gray and I really liked it, very modern.

Post: Improper Roof Installation -- what now?

David OPosted
  • Investor
  • Detroit, MI
  • Posts 119
  • Votes 64

I would contact an attorney and get their advice.