All Forum Posts by: Deena Li

@Evan Jones hi I am in the middle of the process to get an investment property loan. I was thinking to get a second home rate but after I spoke with the loan officer, I found out now there is no difference between secondary home and investment property. Probably the tax will be a difference.. but other than that it doesn’t seem big difference than it used to be. Insurance.. if you are planning to rent it out, you need to have a long term rental insurance or short term insurance. So far the only difference I saw might be the tax. And I got estimate from Wells Fargo … 25% down , 1.25 points , and 30 years for 4.25 % …. I don’t know if that is a good deal… but by far this is the best one compare with other lender I asked … hopefully that help .. good luck !

@Brenden Mitchum hi Brenden would you mind to send me a referral too? Thx!

@Matt Darak hey Matt would you mind to give me a referral? I am looking for an investment property in that area too.. thx!

@John Oden really happy to see those tips ! My husband and I just started looking around Sarasota and manatee counties .. we don’t really know any investors friendly realtors, if you don’t mind , would me give me any referrals ? Thanks ! 

Hi I am new here :) me and my husband are looking for a long term rental around west coast of Florida as our first investment. We never done this before, tons of questions want to ask.

First ... we are looking for an investor friendly agent:) (narrow down the area ... )

second... we heard about getting a LLC is better than buying a house under our names ... ( we need to get a mortgage ) ... how that works?

It’s like pieces in our mind but don’t know how to put them together and where to start ...

thank you for taking time to read my post ... looking forward to learn more here !

Hi I am new here :) me and my husband are looking for a long term rent around west coast of Florida as our first investment. We never done this before, tons of questions want to ask.

First ... we are looking for an investor friendly agent

second... we heard about getting a LLC is better than buying a house under our names ... ( we need to get a mortgage ) ... how that works?

It’s like pieces in our mind but don’t know how to put them together and where to start ...

thank you for taking time to read my post ... looking forward to learn more here !