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All Forum Posts by: Erick Garske

Erick Garske has started 27 posts and replied 62 times.

Post: Any insurance company recommendations

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

Any property insurance recommendations for Baltimore, Maryland?

Post: Insurance Company we not renew policy after claim

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

Thanks @Denisse Mendez. I'll look into seeking a public adjuster.

Post: Insurance Company we not renew policy after claim

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8
Hi Ned, I made the claim to the insurance company. I don't believe that I had established service. They sent over a payment agreement that contained the clause: agrees to pay $2,182.60 for unbilled utility service rendered at [Address Removed] for the time period December 09, 2015 THROUGH November 30, 2016 . This amount includes $180.00 tampering charge[s], unmetered electric service of $1,813.29 and metered gas service of $189.31. Erick

Post: Insurance Company we not renew policy after claim

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

@Sam Shueh I just called the Baltimore City Police department. An officer will me back. I'll see what transpires.

Post: Insurance Company we not renew policy after claim

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

Hi Ned,

I am confused as well @Ned Carey with the logic from BGE. 

The property is vacant. It's being rehabbed. I have spoken with a rep from BGE. Their logic is that since its my property, I am responsible for the thief of their utilities. What I don't understand is how they have been able to amass a bill into four figures, not get paid and suddenly assess the home owner.

I think that its a billing issue that needs to resolved. 

Post: Insurance Company we not renew policy after claim

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

My insurance company will not renew my vacant property policy after an insurance claim for stolen gas and electrical services from BG&E in Baltimore, Maryland. This leaves me in a precarious situation since the I need home owners insurance on the property. Is this legal? Can the any home owners insurance company simply refuse to renew a policy after a claim is made and even before that claim is settled? Should I seek legal counsel and or contact some insurance commission?

Post: Alive Investments

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8
In November of 2015, I retained Alive Property Management for four rental properties. Alive Properties falsely represented that three of the properties would be rehabbed within thirty days of close. This is not case. One property took 120 days, another took about 150 days and one is still in rehab delayed for over thirteen months. Not only did Alive Property Management not meet the deadline, but the combined cost of the acquisition and rehab did not yield the promised 30% after repair value. Moreover the estimated rental income from the finished properties did not match the actual rental income. Lastly, it has come to light that no lead paint inspections were arranged for any of the properties. I have since changed property management companies from Alive Property Management to Blue Star Realty. Blue Star is now dealing with the aftermath and fallout from unfulfilled promises to tenants, missing lead certificates, lack of signed lease agreements, and reconciling and correcting violations with the Baltimore Department of Housing. All told the combined neglect, misrepresentation, fraud and breach of contract breaches all fiduciary duty, and borders on criminal offense. For the immediate term, I am attempting to be made whole for the expenses incurred that include, but is not limited to the opportunity cost of lost rent, the cost of extended homeowners insurance for vacant property, the cost of all the remodeling and repairs ordered to be completed by the Baltimore Department of Housing. Next, I will be seeking damages for the beach of contract for the terms of the rehab contracts.

Post: Baltimore City residential real estate tenant turnover company

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8

I am looking for a recommendation for a company that specializes in doing, light to medium turnover cleaning and repairs for rental properties in Baltimore City.

I currently have one property that needs to be assessed.

Thanks,

Erick

Post: Baltimore City Turn over cost

Erick GarskePosted
  • Investor
  • Anaheim, CA
  • Posts 66
  • Votes 8
Originally posted by @Jeff K.:

I would also take into account the possible vandalization i.e. copper plumbing that might get ripped out, in certain neighborhoods, when the criminals smell a vacant property.

 I've witnessed some of that type of vandalism when looking at some foreclosures. That's really one of the worst things that can be done to a property.

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