All Forum Posts by: Fred Gonzalo

@Sheila Campbell Find ways to get motivated..not the lazy way. Id first start to read 2 books ..THINK AND GROW RICH and RICH DAD POOR DAD. add a second job..or rent out a room in ur house or do some extra work ..live tight for a few.. save at least 30% of every dollar u earn.. pay ur credit cards minimum and the day of.. remember..to pay yourself first always!   Then find someone...u can partner up with or even use their credit ..stay in tuned with BP and youtube.. make some friends at rei meet ups..network and im pretty sure ull find someone to partner or lend u a downpayment provided he gets back his roi at whatever they decide on...

They even got hard lenders but they are expensive.  and try a small bank or credit union or even credit cards and to show u got that cash..and which ever lender will see that.. hopefully theyll lend u enough for a down deposit.

Lastly don't give up.. You can do this!!! Nothing is impossible!

I have a similar problem..just got rejected for dti. Whats crazy is i have 3 properties all paid for free and clear.  my debts are not outstanding..theyre about 37k..not some weird range in the hundreds..  Any advise would be appreciated. Thank you guys!

Hi guys

Can anyone recommend a good LLC in nj and affordable? someone said legalzoom?

Thank you

just got rejected..  was trying to use equity on 1 of my properties to purchase more this year.

dti was the cause of rejection. Im very motivated and would like to ask you guys this..

This year..  do i pay off most debt under the 30% and use my savings... then re apply?   do i get a part time job for extra income? or do i wait another year and see what happens?

I appreciate the raw truth as im ready to get the ball rolling one way or another. 

Thanks.

im in same problem.. after recently getting rejected for dti.......its either use my savings to drop all debt under 30% or get a part time job or wait till next year zzz.

What would u guys do as i have the option to do all these but Id have to choose 1. this year. 

Thank you guys. Aprreciate it.

since ur in vegas..EF it ...spend it at the casinos lol

I think talking about lawyers is a bit too much. Just get rid of them if your not happy.

hi @Justin Beides can anyone go? ive never been to a meeting before but its a new year...new goals ..success and network all the way!  Can i bring a friend?

https://www.youtube.com/watch?v=e1mEVNsgUhU&t=687s

Exercise is a MUST!!!  I have a basketball game tomorrow night..2 hours. Cant wait.. I think the motivation comes with exercise no matter how you feel..get up and go.. You will feel better afterwards... positive attracts positive...negative attracts negative.

go sell lemons i corner..  thats what got me a few extra bucks i needed to put down towards a house.