All Forum Posts by: Gregory J.

As others have mentioned replacing the ISP provided router with a higher quality one could help. You are probably paying $2-5/month for a crummy router that costs $40. A high quality router will pay for itself probably in 1-2 years and should last longer than that. At a very minimum buy your own crummy router instead of paying for theirs over again every year.

you can also try adjusting the wifi to use a different channel. search the app store / play store on your phone for wifi analyzer. connect your phone to the wifi analyzer and it will show you the relative strength of your network compared to others in the area causing interference. I put an image of what this looks like for my home network for example. This is in a neighborhood of single family homes on decent lots yet look at how congested it is. As density goes up it gets even worse. This is also a great tool to use to triangulate which home the "bring beer for password" network is coming from. try adjusting the wifi channel on your router and test to see how it compares. google, "how to optimize wifi channel" for more detailed how-to. This is more technical than a lot of people will do but it is also free and can help tremendously.

One more option is to try hard wiring the TV to the router. If wifi is the problem this should solve it and also help the other wifi devices on the same network perform better. If it all possible hard wire everything you can and only use wifi for the things that need it. Putting the wiring in the wall as @Natalie Schanne mentioned is great to have but I wouldn't let them do it themselves. Who knows they might not care about a small cable snaking down the hall if it solves the problem.

@Natalie Schanne

I'm sure many of you have seen all the electric scooters (Bird, Lime, Spin) show up in many cities. Apparently they get charged by folks who sign up as 1099 contractors who gather them up each night, charge them, and put them back out each morning. If you have a garage or other small secure space with power that is also near a scooter infestation you might try to get in touch with these chargers and rent that space for a premium.

I bought a house from a flipper and had two leaks the first year. First one was from a broken tile on the bench in the master shower. I guess it really is just for shaving legs.... I fixed the tile. Second one was when the kids dumped about a gallon of water on the floor in their bathroom. It probably should have been caulk and not grout at the seam between the tile and tub but there probably shouldn't have been a gallon of water on the floor either. I still need to chip out the broken grout and caulk it but the kids haven't repeated mount splashmore again either. In a different house there was a separate AC unit for the upstairs and that was a different story. The condensate drain found four different methods to leak all of which were the fault of the installer... I assume this house doesn't have a separate upstairs AC?

@Samuel Glantz I'm sure you've seen the same advice about st. Louis elsewhere on this forum but know the market well, it's very street by street, have good boots on the ground, and this website exists because the founder lost a lot of money in cheap St. Louis houses.

@lynn deshazo the servicer is PennyMac. I have lived a Wells Fargo free life thankfully.

Shiloh, IL

I have a rental property (located in southern Illinois, St. Louis Metro East) which was originally my primary residence with an FHA mortgage at 3.25% fixed 30 year. I'm planning on selling it in two years and if mortgage rates keep going up as I expect, they will be quite a bit higher than 3.25. I have read that FHA loans are assumable as long as the buyer qualifies just like a normal borrower.

As one of my fine state's imprisoned governor's famously said, "I've got this thing and its F*** golden and I'm not just giving it up for F*** nothing"

When I sell it I would like to offer assuming the mortgage to buyers as it seems like a win-win. I'm hoping I could get a small price premium or at least sell it faster while they would get lower closing costs and a cheaper mortgage. 99% sure It will be a retail sale to an owner occupant. I'm wondering what experience folks have with assuming an FHA mortgage and would buyers see the value in this or would it seem strange or scare them off? The house is worth $265k and the principal on the mortgage will be about $190k when I sell (71.7% LTV) questions I'm considering are:

chances I could get a small price premium?

Would the buyers see the value?

unique risks to doing this?

Whats the best way to educate buyers about the benefits? I'm thinking flyers at an open house and make sure my realtor understands. I could also provide sample numbers showing what it is worth in monthly payment and over time.

What would the buyer's options be if they couldn't or didn't want to make a down payment of asking price minus existing mortgage? 2nd mortgage at purchase? Me providing owner financing of some portion of the difference?

Your profile says that you are 15 years old. wanting to get into investing at an early age is commendable but please don't negotiate with a seller when you can not legally enter into a contract. If they are truly motivated and need to sell then you could do them real harm by not being able to close.

you might want to look for verification of more than a few months income if you are going off the $6k/month for the sandblaster. could be seasonal or OT/travel dependent and he may make that only a few months a year.

check out

https://www.sidehustlenation.com/

lots of interesting ideas. for e-commerce amazon FBA seems like a great way to go.