All Forum Posts by: Harjeet Bhatti

@Rhoda Agyepong The education period will be consider in work experience. 

@Olga Olejniczak 203k is good option to rehab the property. Your lender should be knowledgeable to prepare you ahead of time. Once the exceptions are set, this product can benefit you with lower down payment. 

@Alexander Schloe Physician loans are for primary home not for investment property. Most of the lenders offer this product for 1 unit only. 

@Asahn Guyton According to guidelines lender can't ask for tax return if the partner has less than 25% share in the corporation. But if partner is on loan the lender will ask for all the documentation for qualification purpose. 

@Leroy Crosby The lender will count rental income of other units according to appraisal report rent comps. If you have lease agreement you certainly can provide to your lender. 

@Kayla Holbert According to guidelines you can't close on LLC name nor in purchase or refinance. Transferring the title after closing has different guidelines.

D1-4.1-02: Allowable Exemptions Due to the Type of Transfer (11/08/2017)

@Kayla Holbert  You don't have to transfer title to individual name before you start the process of refinancing. You can quit claim at the closing or before depend on the lender requirement. 

@Brandon Payne You can call any lender give them all the details they will quote you interest rate.