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All Forum Posts by: Henry Reyes

Henry Reyes has started 1 posts and replied 2 times.

Quote from @Ben Einspahr:

@Henry Reyes why are you wanting to get a non QM loan for a house hack? You are already getting less than 5% down for a future rental. Cant beat that! Unless you are planning on doing your own deal, do not think getting your RE license is necessary.

We just finished a 6 part webinar series covering everything you need to know about house hacking as a beginner. Happy to share if you want!

Webinar 1- House Hacking 101

Webinar 2- Learn the Best Low Downpayment Strategies for House Hacking

Webinar 3- Tips and tricks for house hacking in Denver (this is focused in denver but i am sure similar concepts apply)

Webinar 4- How to underwrite house hacks

webinar 5- You just closed, now what?

Webinar 6- Building you house hack stack!


 Hi Ben ! Thank you for the reply and everyone else who responded . So , the reason for the non QM loan is because I don’t have a W-2 job , I co own a business ( so they split my income down the middle ) . My company hasn’t been around for 2 years ( this august ) and from what I’ve been told ( by real estate agents ) most mortgage companies won’t touch me without 2 years of tax returns …. Yadadada so basically there are a few road blocks … but that’s why you guys are here to help me !!! Lol . And the reason I’m getting my real estate license is because I think up to this point realtors and mortgage brokers have swayed me away from buying . None of which have invested before . So with so many techniques , what’s the best for me ? I want multi families , I know my area and why . So with limited poi , ok credit I’m guess house hacking is my move . Am I correct ? I’ll watch househacking 101 tonight and come back tomorrow with my findings . Also , I have joined meetup.com to attend local real estate events . I’m a blank canvas willing to learn ! Thanks for everything guys ! Jessie Dillion , I will give him a call thank you !!!! 

I would really like to know where to go around my area ( naugatuck ) to get a non qm loan and financial advisors to help me plan all of this out . I’m new to this site , new to investing , taking my real estate exam soon and looking forward to getting started . I know what I want but don’t know where to start . Help me out ! Thank you ! Thank you biggerpockets !