All Forum Posts by: Dawn Vought

Hi Gerald.  I would like his contact info as well.  Am looking for a handyman in the KC area.  Thanks!

Thanks Mark.  So if a company is listed as a Master & Prototype (M&P) provider, does that mean they are the ones providing the Solo 401k documents, and the Volume Submitter (VS) companies are getting them from someone else?

@Justin Windham

Nabers got back to me.  They are currently working on the updates, but they mentioned they are actually not due until next year, so they will come out with the reinstatements before the deadline.

Here's how you can see the amount of taxes due:

1.  Go to the new, updated site for Jefferson County: 

http://jeffconline.jccal.org/

2.  On right-hand side, under 'Popular Online Services' click the link that says "Taxes".

3.  On the left-hand side of the page that comes up is a list of 'Quick Links'.  Click on the link that says "Property Tax".

4.  A Search bar will come up where you can do a search based on Name, Parcel #, or Address.  Input in the box whatever information you have from the delinquent tax list and click the 'Search' button.  (BTW - I believe the delinquent tax list is also available online for free.  I have seen it before.)

5.  A summary for that property will come up, including the Parcel # highlighted in blue.  Click on the Parcel # link.  More detailed information will come up.

6.  Scroll down the page.  Note:  Depending on your web browser, you may need to highlight the wording and sweep downward with your mouse to see the bottom of the page, as the scroll bar only gets you to about half the page for some reason.  I know you have to do this in Internet Explorer, but other browsers I haven't had to do this in.

7.  Towards the bottom of the 'Tax Info' that is listed, you should see on the left-hand side of the page "**Delinquent**" in red letters for any property that hasn't paid their taxes.

8.  Right below the "GRAND TOTAL:  $123.45" that gives the total of the current tax bill, you will see a clickable button called "Payoff Quote".  Click that button.

9.  A small pop-up will come up titled "Fee Calculator" that tells you the total amount due to bring the property current, based on the last date of the current month.  You can change the date in the box at the top to see what it would be in future months.  It also gives you the breakdown of the fees that make up the total.

Chris - If the financial company bought it at a tax sale, they would most likely know that they need to keep paying the taxes each year to go the "Quiet Title" route.  A different possibility is that the financial company foreclosed or was given the title in a Deed in Lieu, and have written the loan off their books.  Once they do that, they will stop paying the taxes, which is why you are now seeing it on the tax sale list.  I would still try to contact the owner and make an offer.

Try to contact the owner, if you can locate them, and offer to buy the house for a very small amount of money ($500).  If the property has not been sold yet, as the owner you can pay all of the delinquent taxes and bring everything current.  Then you will own the property without a cloud on the title. 

You should check to see how much total is owed to the County, and if a tax lien was sold to an investor in any prior years you will need to pay that off as well with the interest that is due the investor.

Yup, must have a closet and at least one window (and of course the basics like heat and electric).  Be very careful with those cheap rentals in a rough part of town in Birmingham.  In my opinion you're better off spending more money for a better area of Birmingham.  I had houses that couldn't get rehabbed fast enough without being vandalized to get them re-rented.  And if you think Section 8 is going to hold the tenants to not trashing your houses, think again.  Had many that trashed mine and then they would just move to the next landlord with no consequences.  Hopefully this helps you in your search for a good rental property.   

Hmmmm...I have Nabers for mine and they haven't put out a 2014 update yet.  When I spoke to them earlier in 2014 they said one was probably coming in the fall.

Does anyone else have Nabers, and did you get an update for 2014?  I have a message into them, but they haven't responded yet.

My property is actually 1 avenue over and between 78th and 77th Streets, so 4 to 5 blocks down. Altogether it's 0.7 miles away. Not sure if that is "far enough" away or how East Lake goes in that direction. Being that you are located in Birmingham, I would recommend you at least drive by the property (at different times of the day and night) to check out the neighborhood dynamic.

Other than that, I would request the exact numbers, and do not go by what the broker is telling you. Remember, they are working for the seller, not for you.

Hi Rand.

There are some rougher areas of East Lake. I have a house on 1st Avenue South, near the intersection of Oporto Madrid Boulevard which the local element has done some damage to, and yes, stolen the central HVAC unit, which is possibly why the owner is looking to sell (along with the fact that the property doesn't cash flow).

Is the property you are looking at close to that address? I am not from Birmingham, so if it's not in that vicinity, then I can't tell you how the rest of East Lake is, but there are plenty of local investors on BP that can give you good feedback on your specific location.