All Forum Posts by: Jay S.

Yes, you are. 

@Justin Staples Yes you should disclose it. Also even if you own it outright, the property taxes and home insurance on it will be a liability/debt which will be counted. 

@Jim Ziccarelli Yes turnaround time is about 30 days. Down payment starts from 15%. Rates really depend on your LTV, your FICO and other factors etc. Let me know if you want any help. We have lenders which does DSCR in almost all states in US.

If you don't have a job but have an asset (which you have), there are many loan options for buying investment property just not conventional loan though. It is going to be 20% down for the loan. DM me if you are interested in more details. 

Hi Anthony, will DM you and give details. We have few lenders which can make exception and provide 15% down on DSCR loan.

No, it does not matter. Our brokerage - "One Brokerage" for example is based in CA but is licensed in many states and does business in all those states. DM me if you are interested in quote for your loan or have any lending need. 

Hi Everyone! I'm working as a a real estate agent & Loan Officer in San Francisco Bay Area. Can't wait to connect with y'all!