All Forum Posts by: Jesse Rivera

I work with a Credit Union that has great rates and an easy process.

* Primary Residence or 2nd Home
* Min 640 FICO
* Full Doc/Bank Statement/Asset Depletion
* Single Family/Condo/1-4 units (if you live in one of the units)
* Up to 95% LTV with good credit

I've done a bunch with this lender, always a good experience.

Text or call @ 562-576-6885 or email me: [email protected]

Happy to answer any of your questions.

Are you looking to invest in OC, or are you open to other areas in CA? OC is tough to cash flow, but we've had good luck in other parts of the state.

Welcome to bigger pockets!!!

House hack for sure. Buy, get some room mates. If you live in for 2 years you can sell and get 250k profit tax free. Rinse and repeat.

I had a buddy do that for years, he did quite well. Got married and his wife saw how great it was and they did it together.

Prices in CA are going to do nothing up. I don't care what naysayers say. 

Hi Daeun,

Most FHA loans are assumable, but you'll have to check the note to be sure. Even if it is assumable, it can be a long process because you have to go through the servicer and it's not something they do very often, so usually don't have staff assigned to doing it. If you want a quick sale, I would stick with normal financing.

Hi Edward,

I am hiring a biz dev person for my mortgage business. Essentially reaching out to Realtors with our value proposition to grow our business. Commission only, but the biz dev person gets a commission for every loan done with all of the Realtors they bring into the fold. The income starts to stack each month, like a snowball effect.

I am in North OC, licensed in CA. Open houses are the best way to meet agents, but you can call as well.

Message me if interested and we can set a time to chat. If not, good luck on your search.

Welcome to the Club!!!

Just message you his info, he said he might be able to help. Good luck.

Let me ask my insurance broker.