All Forum Posts by: Jo-Ann Lapin

Yes , for sure . Inventory is low . SoCal is getting a lot older and most 20 plus old homes need updates and perhaps a value add addition. As rates increase there will be more opportunity .

0 Votes

San Diego, California

No two Loan Transactions are Alike

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Commercial Loans

Purchase/stabilizing Bridge loan for a commercial building in Fontana, CA 92335

Residential Loans

Working Capital loan in 2nd Position for a luxury rental property in La Jolla, CA 92037

1st, 2nd and 3rd Trust Deeds
Fix & Flip, Purchase, Refi & Cash Out

Mobile Home Park Loans

Acquisition loan for a Mobile Home Park in Porterville, CA 93257

Fix & Flip Loans

‘Fix & Flip’ loan on an SFR investment in Santa Ana, CA 92706

Modular & Manufactured Units

Need financing for a factory built modular or manufactured home? We provide loan options for the financing of new and pre-owned (used) factory built homes on land, that are non-owner occupied and built for spec or held for investment purposes.

Call and Speak with an Account Executive

AE ?/MLO│ Jo Ann Lapin

714.838.1474 ext. 102

License ID: 01203203 | NMLS I.D. Number: 258823

0 Votes

I would also say try and find a value add property where you can add adu’s on the subject.

0 Votes

San Francisco, California

Look up u direct . Kaaren Hall would be a contact to look up . I hope this helps .

0 Votes

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

2nd TD or 3rd TD
Business Purpose ONLY
Loan amounts from $50K+
60% CLTV on Refinance Loans
65% CLTV on Purchase Loans
CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

Multi-Family
Commercial
Industrial
Residential

Loan Purposes

Acquisitions
Operating Capital
Refinance
Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

0 Votes

California Hard Money Loan Solutions

We structure competitive rates and flexible terms with no upfront fees on fixed-rate loans against residential and commercial investment real estate, for borrowers seeking a simplified underwriting process based on collateral and ability to pay.

Here Are Some Examples.

Mobile Home Park

Loan Amount: $250,000 | Purchase Porterville, CA | 1031 Exch.

Deal Summary

Manufactured SFR

Loan Amount: $510,000 | R&T

Wildomar, CA | Blanket Loan

Deal Summary

Commercial Mixed-Use

Loan Amount: $600,000 | Bridge

Fontana, CA | Value Add

Deal Summary

Luxury Rental

Loan Amount: $175,000 | 2nd TD

La Jolla, CA | Cash-Out

Deal Summary

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

We Can Help You With

Fix & Flip [Rehab] or Hold
Probate Estate
Trust-owned Property
Blanket Loans
Portfolio Rental Loans
Modular & Manufactured

Loan Highlights

Quick Closings
Flexible Underwriting
Competitive Rates
No Upfront Loan Fees
No Min FICO Score
Almost Any Property Type

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714-838-1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

0 Votes

California Lot & Land Loans

Need funding for a land or lot transaction? We provide Lot and Land financing for a variety of property types and loan purposes on unimproved/improved, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

Business Purpose ONLY
Must be in a liquid market
1st TD or 2nd TD
LTV/CLTV Case-by-Case (AS IS/FV)
Can utilize equity from other properties to qualify
Loan amounts from $50k+
Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Did You Know That We Are One Of The Few Lending Companies Still Arranging Land Loans?

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

Agricultural
Commercial
Industrial
Residential

Loan Purposes

Acquisitions
Lot Sales Programs
Refinance
Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

0 Votes

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Land & Lot Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

2nd TD or 3rd TD
Business Purpose ONLY
Loan amounts from $50k+
60% CLTV on Refinance Loans
65% CLTV on Purchase Loans
CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Did You Know That We Are One Of The Few Lending Companies Still Arranging Land Loans?

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

Multi-Family
Commercial
Industrial
Residential

Loan Purposes

Acquisitions
Operating Capital
Refinance
Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

0 Votes

Hard money loans for Land & Lot financing in California

California Lot & Land Loans

Need funding for a land or lot transaction? We provide Lot and Land financing for a variety of property types and loan purposes on unimproved/improved rural, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

Business Purpose ONLY
1st TD or 2nd TD
LTV/CLTV Case-by-Case (AS IS/FV)
Can utilize equity from other properties to qualify
Loan amounts from $50k+
Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

Agricultural
Commercial
Industrial
Residential

Loan Purposes

Acquisitions
Lot Sales Programs
Refinance
Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102
[email protected]

CA DRE License ID: 01203203
NMLS I.D. Number: 258823

0 Votes

Hard money loans for Land & Lot financing in California

California Lot & Land Loans

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

Business Purpose ONLY
1st TD or 2nd TD
LTV/CLTV Case-by-Case (AS IS/FV)
Can utilize equity from other properties to qualify
Loan amounts from $35k+
Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

Agricultural
Commercial
Industrial
Residential

Loan Purposes

Acquisitions
Lot Sales Programs
Refinance
Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102
[email protected]

CA DRE License ID: 01203203
NMLS I.D. Number: 258823

2 Votes

All Forum Posts by: Jo-Ann Lapin

Jo-Ann Lapin has started 504 posts and replied 3248 times.

Post: fix and flips still possible in southern california with todays market?

Post: Hard Money Loans for Soft Money Terms

AE ?/MLO│ Jo Ann Lapin

714.838.1474 ext. 102

License ID: 01203203 | NMLS I.D. Number: 258823

Post: Hello from the Bay Area!

Post: SDIRA recommendations requested

Post: California Hard Money Loan Solutions

Post: California Hard Money Loan Solutions

Post: Private Money Loans for Soft Money Terms

Post: California Junior Lien Loans

Post: Hard money loans for Land & Lot financing in California

Post: Hard money loans for Land & Lot financing in California

Jo-Ann Lapin has started 504 posts and replied 3248 times.

Biggerpockets Logo Post: fix and flips still possible in southern california with todays market?

Biggerpockets Logo Post: Hard Money Loans for Soft Money Terms

AE ?/MLO│ Jo Ann Lapin

714.838.1474 ext. 102

License ID: 01203203 | NMLS I.D. Number: 258823

Biggerpockets Logo Post: Hello from the Bay Area!

Biggerpockets Logo Post: SDIRA recommendations requested

Biggerpockets Logo Post: California Hard Money Loan Solutions

Biggerpockets Logo Post: California Hard Money Loan Solutions

Biggerpockets Logo Post: Private Money Loans for Soft Money Terms

Biggerpockets Logo Post: California Junior Lien Loans

Biggerpockets Logo Post: Hard money loans for Land & Lot financing in California

Biggerpockets Logo Post: Hard money loans for Land & Lot financing in California

Post: fix and flips still possible in southern california with todays market?

Post: Hard Money Loans for Soft Money Terms

Post: Hello from the Bay Area!

Post: SDIRA recommendations requested

Post: California Hard Money Loan Solutions

Post: California Hard Money Loan Solutions

Post: Private Money Loans for Soft Money Terms

Post: California Junior Lien Loans

Post: Hard money loans for Land & Lot financing in California

Post: Hard money loans for Land & Lot financing in California