All Forum Posts by: Jo-Ann Lapin

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

1. 2nd TD or 3rd TD
2. Business Purpose ONLY
3. Loan amounts from $35k+
4. 60% CLTV on Refinance Loans
5. 65% CLTV on Purchase Loans
6. CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

Property Types

1. Multi-Family
2. Commercial
3. Industrial
4. Residential

Loan Purposes

1. Acquisitions
2. Operating Capital
3. Refinance
4. Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Copyright © 2022 - 2023 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure :All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

• 2nd TD or 3rd TD
• Business Purpose ONLY
• Loan amounts from $50k+
• 65% CLTV on Refinance Loans
• 65% CLTV on Purchase Loans
• CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

CLICK HERE for Scenario Inquiries

Property Types

• Multi-Family
• Commercial
• Industrial
• Residential

Loan Purposes

• Acquisitions
• Operating Capital
• Refinance
• Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Copyright © 2022 - 2023 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure:  All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

California Lot & Land Loans

Need funding for a land or lot transaction? We provide Lot and Land financing for a variety of property types and loan purposes on unimproved/improved rural, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

• Business Purpose ONLY
• 1st TD or 2nd TD
• LTV/CLTV Case-by-Case (AS IS/FV)
• Can utilize equity from other properties to qualify
• Loan amounts from $50k+
• Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102

Property Types

• Agricultural
• Commercial
• Industrial
• Residential

Loan Purposes

• Acquisitions
• Lot Sales Programs
• Refinance
• Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Copyright © 2022 - 2023 Hanover Mortgage Company

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure:  All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

• 2nd TD or 3rd TD
• Business Purpose ONLY
• Loan amounts from $50k+
• 60% CLTV on Refinance Loans
• 65% CLTV on Purchase Loans
• CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

Property Types

• Multi-Family
• Commercial
• Industrial
• Residential

Loan Purposes

• Acquisitions
• Operating Capital
• Refinance
• Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Copyright © 2022 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

1. 2nd TD or 3rd TD
2. Business Purpose ONLY
3. Loan amounts from $35k+
4. 60% CLTV on Refinance Loans
5. 65% CLTV on Purchase Loans
6. CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

Property Types

1. Multi-Family
2. Commercial
3. Industrial
4. Residential

Loan Purposes

1. Acquisitions
2. Operating Capital
3. Refinance
4. Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Copyright © 2022 - 2023 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

1. 2nd TD or 3rd TD
2. Business Purpose ONLY
3. Loan amounts from $50k+
4. 60% CLTV on Refinance Loans
5. 65% CLTV on Purchase Loans
6. CA - Rural, Suburban, Urban

We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or email

back with your scenarios or questions.

CLICK HERE for Scenario Inquiries

Property Types

1. Multi-Family
2. Commercial
3. Industrial
4. Residential

Loan Purposes

1. Acquisitions
2. Operating Capital
3. Refinance
4. Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.

Copyright © 2022 - 2023 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.