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All Forum Posts by: John Smith

John Smith has started 1 posts and replied 13 times.

That’s a valid point—DSCR loans are typically geared toward investment properties rather than primary residences. However, there are other creative financing approaches that might still work. For instance, some lenders and certain markets (even outside the U.S.) offer more flexibility for investors who plan to occupy part of the property.

If you’re open to exploring alternative solutions—whether that’s a different type of loan, partnership, or a location with fewer lending hurdles—feel free to message me. I’ve seen a few routes that can really help folks in your situation.

That’s a tough spot, but there are definitely ways around it. Have you looked into asset-based loans or DSCR loans? Some markets also have investor-friendly financing options that don’t rely as much on personal income history. If you’re open to it, exploring properties in areas with easier lending requirements could be a game-changer. Let me know if you want to discuss some creative solutions!

Post: Help! I'm moving to Pittsburgh!

John SmithPosted
  • Posts 13
  • Votes 3

Hey Bob, your plan sounds really well thought out—starting with a duplex and then expanding your portfolio is a great way to build long-term wealth. A lot of investors I work with start in their local market but later realize there are other places where their money works even harder, offering stronger cash flow and appreciation. Have you ever considered exploring markets outside of Pittsburgh, or are you set on keeping everything local?

Post: Help with multi family lot find& building

John SmithPosted
  • Posts 13
  • Votes 3

Hey Phil, finding a solid multifamily lot under $100K can be tough, but have you considered markets where your dollar stretches further and rental demand is booming? I’ve been working with investors who are seeing strong cash flow and appreciation in places they hadn’t initially considered. Happy to share insights if you’re open to it!

Hey Govinda, I get the struggle—finding a good PMC that aligns with your goals can be tough, especially when you’re out of state. A lot of investors I know have pivoted to markets where these headaches are minimized, and rental yields are significantly higher, even with remote management.

If you’re open to exploring hands-off, high-ROI opportunities, I’d be happy to share some insights that could make things much smoother for you!

Post: Wholesale beginner /mentor needed

John SmithPosted
  • Posts 13
  • Votes 3

Hey Kayla, it’s great to see your motivation! Wholesaling is a great way to get started, but one thing many new investors don’t realize is that the biggest opportunities often come from thinking outside their local market.

I’ve worked with investors who started with wholesaling but transitioned into much more lucrative real estate plays with the right guidance. If you’re open to exploring high-growth opportunities that require less day-to-day work but yield higher returns, I’d be happy to share some insights!

Post: New Investor - St. Louis, MO

John SmithPosted
  • Posts 13
  • Votes 3

Hey Jacob, great to see your enthusiasm for real estate investing! Starting out can feel overwhelming with all the information out there, but the right strategy can help you build wealth faster than most realize.

A lot of investors I work with are seeing strong returns by looking beyond their local markets—especially in high-growth areas with investor-friendly policies, strong rental yields, and minimal tax burdens. Sometimes, the best opportunities aren’t where you’d expect.

If you’re open to exploring unique investment plays, I’d be happy to share some insights that might align with your long-term goals!

Great to see you taking the first step into real estate investing, Tona! Those markets definitely have strong rental demand and affordability, which makes them solid options for a first investment. Are you more focused on long-term appreciation or maximizing cash flow from the start? Would love to connect and exchange insights!

Post: Investor Looking to Connect

John SmithPosted
  • Posts 13
  • Votes 3

Great to see you diving deeper into real estate, Johnny! Transitioning from passive to more active investing can really open up new opportunities. Richmond and Hampton Roads are solid markets—are you focusing more on buy-and-hold or flips? Would love to connect and exchange insights!

Welcome, Matt! Exciting time to be getting into your first investment property. I’ve worked with investors focused on both short- and long-term rentals, and I know finding the right property manager can make all the difference. Let’s connect—would love to hear more about what you’re looking for!