All Forum Posts by: John Paul Riturban

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]
For more info, go to

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]
For more info, go to

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
• Up to 80% Max LTV in Most States
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to https://johnpaulriturban.civicfs.com/