All Forum Posts by: John Paul Riturban

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't report our loans to the Credit Bureaus! We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program: 

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ) 
• 1yr, 2yr, and 4yr Terms with Extensions 
• Rates from 8.50-10.99% 
• No Seasoning of Funds or Ownership Required 
• Low FICO Okay 
• Foreign Nationals Okay 
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected] For more info, go to

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to www.loanforinvestors.com

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program: 

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA 
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ) 
• 1yr, 2yr, and 4yr Terms with Extensions 
• Rates from 8.50-10.99% 
• No Seasoning of Funds or Ownership Required 
• Low FICO Okay Foreign Nationals Okay 
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected] For more info, go to

Civic Financial Services offers stated income financing for Investors for fix and flips or rentals. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, HI, NV, OR, UT, TN, TX, WA & GA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.50-10.99%
• No Seasoning of Funds or Ownership Required
• Low FICO Okay
• Foreign Nationals Okay
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

For more info, go to