All Forum Posts by: John Paul Riturban

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1yr, 2yr, and 4yr Terms with Extensions
• Rates from 8.99-10.99%
• No Seasoning of Funds or Ownership Required
• No FICO Requirements
• Foreign Nationals Okay
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 7-10 Business Day Funding
  

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 7-10 Business Day Funding
  

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 7-10 Business Day Funding
  

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum FICO score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 4-10 Business Day Funding
  

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum FICO score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 4-10 Business Day Funding
  
• Line of Credit COMING SOON!

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum FICO score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
  
• 1yr, 2yr, and 4yr Terms with Extensions
  
• Rates from 8.99-10.99%
  
• No Seasoning of Funds or Ownership Required
  
• No FICO Requirements
  
• Foreign Nationals Okay
  
• Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
  
• 4-10 Business Day Funding
  
• Line of Credit COMING SOON!

Feel Free to call John Paul at 949-201-9462 or email [email protected]

Attention All Brokers! You can make up to 2 points with Civic Financial with any loans you submit with us. Please call John Paul at 949-201-9462 or email me at [email protected] to request a broker package to become an approved broker with us!

Click here to sign up online to become an approved broker!

Civic Financial Approved Broker Form