All Forum Posts by: John Paul Riturban
John Paul Riturban has started 280 posts and replied 321 times.
Post: Fix & Flip or Cashout Financing for Investors & Foreign Nationals

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum FICO score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- No Seasoning Requirements
- No FICO Requirements
- Foreign Nationals Okay
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]
Post: Fix & Flip or Cashout Financing for Investors & Foreign Nationals

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers stated income financing for Investors and we don't require tax returns or paystubs. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- No Seasoning Requirements
- No FICO Requirements
- Foreign Nationals Okay
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]
Post: Fix&Flip, Refi or Cashout Financing- 8.99-10.99% Interest Rates!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers stated income financing for Investors and we don't require tax returns or paystubs. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- No Seasoning Requirements
- No FICO Requirements
- Foreign Nationals Okay
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]
Post: Fix&Flip, Refi or Cashout Financing- 8.99-10.99% Interest Rates!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers Fix & Flip or Cashout Financing for Investors that requires no tax returns or paystubs. There is no minimum credit score loans can be made to Corporations or LLC's.
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- Stated Income and No seasoning
- No FICO Requirement
- Foreign Nationals OK!
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]!
Post: Fix & Flip, Refi or Cashout Financing- 8.99-10.99% Rates!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers Fix & Flip or Cashout Financing for Investors that requires no tax returns or paystubs. There is no minimum credit score loans can be made to Corporations or LLC's.
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- Stated Income and No seasoning
- No FICO Requirement
- Foreign Nationals OK!
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]!
Post: Fix & Flip or Rental Financing - Stated Income & No FICO Minimum

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers Fix & Flip or Cashout Financing for Investors that requires no tax returns or paystubs. There is no minimum credit score loans can be made to Corporations or LLC's.
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- Stated Income and No seasoning
- No FICO Requirement
- Foreign Nationals OK!
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]!
Post: REALTORS - Refer us business, get free LISTINGS!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Wedgewood/HMC and Civic Financial are offering a preferred realtor partnership program to give Real Estate Agents FREE LISTINGS!!!
PARTNERSHIP PERKS:
- REO Listings Outside of CA (SFR's, Condos, Multi-Family)
- Access to Short Sale Listings/Pre-List REO's Nationwide.
- Door Knocking Opportunities = Short Sales of Thousands of Homes!
- Open House Opportunity Nationwide - Sit at our Open Houses!
- Direct Relationship with Large Mortgage Servicer.
All you have to do is..
- Sign Up on our Investor Portal.
- Make Civic your exclusive private lending financing partner.
- Bring us deals and we give you listings!!!
For more information on signing up, call John Paul Riturban at 949-201-9462 or email [email protected]
Post: Fix & Flip or Cashout Financing for Investors - Stated Income!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers Fix & Flip or Cashout Financing for Investors that requires no tax returns or paystubs. There is no minimum credit score loans can be made to Corporations or LLC's.
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- Stated Income and No seasoning
- No FICO Requirement
- Foreign National Program
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]!
Post: ATTENTION ALL REALTORS - Refer us business, get free LISTINGS!

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Wedgewood/HMC and Civic Financial are offering a preferred realtor partnership program to give Real Estate Agents FREE LISTINGS!!!
PARTNERSHIP PERKS:
- REO Listings Outside of CA (SFR's, Condos, Multi-Family)
- Access to Short Sale Listings/Pre-List REO's Nationwide.
- Door Knocking Opportunities = Short Sales of Thousands of Homes!
- Open House Opportunity Nationwide - Sit at our Open Houses!
- Direct Relationship with Large Mortgage Servicer.
All you have to do is..
- Sign Up on our Investor Portal.
- Make Civic your exclusive private lending financing partner.
- Bring us deals and we give you listings!!!
For more information on signing up, call John Paul Riturban at 949-201-9462 or email [email protected]
Post: Fix & Flip or Rental Financing - Stated Income & No FICO Minimum

- Lender
- Irvine, CA
- Posts 336
- Votes 28
Civic Financial Services offers Fix & Flip or Cashout Financing for Investors that requires no tax returns or paystubs. There is no minimum credit score loans can be made to Corporations or LLC's.
Loan Program:
- Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
- 1yr, 2yr, and 4yr Terms with Extensions
- Rates from 8.99-10.99%
- Stated Income and No seasoning
- No FICO Requirement
- Foreign National Program
- Lending in AZ, CA, CO, FL, GA, HI, ID, OR, TX, & WA
- 4-10 Business Day Funding
- Line of Credit COMING SOON!
Feel Free to call John Paul at 949-201-9462 or email [email protected]!