All Forum Posts by: Karen Smith

Quote from @Jay Hinrichs:

well have been a PML HML since the late 80s.

benefits are:

1. Speed generally

2. little more flexibility in ARV LTV

3. availability of capital.. the banks after the GFC pretty much stopped fix and flip lending Granted your top tier clients can still get these loans. However those with no to very limited experience will never get a fix and flip loan  from a bank.

4. Repayment options can be more flexible like in my case I do everything on accrual this really helps flippers when they dont have to make monthly payments.

Downside:

1. Pricing higher than a bank ( if you can actually get a bank to lend you money in the first place)

2. And this is a biggee wading through the fake lenders or the Joker brokers that tell you what you want to hear  but cant get the deals funded and you lose the deal and a lot of money.

3. with actual PML  private people  usually have very limited funds so cant scale with them.. they can have a life event and just stop doing loans all together.. Much more emotion into the deals. 

Hi,

Thank you for sharing your experience and insights from being in the private money lending (PML) and hard money lending (HML) space for decades. It's clear that the evolving market, especially post-GFC have shaped your perspective, and you've outlined some valuable points about the flexibility and challenges of private lending.

The flexibility in ARV and LTV is such a huge advantage, especially for investors who might not have traditional financing options. I also completely understand the frustration of navigating through "Joker brokers" and fake lenders who promise more than they can deliver—one of the biggest challenges in the industry today.

Regarding your approach to accrual-based repayment options, that’s a huge help for flippers managing tight cash flow, and it's great that you offer that flexibility. I’d love to connect and see how we could collaborate or share knowledge further.

Would you be open to discussing how we might work together or how we can support each other in the private lending space? Feel free to send me your preferred contact details or schedule a time that works for you.

Looking forward to connect!

With more investors turning to private money lenders for faster funding, what benefits have you seen from using private financing versus traditional bank loans?

Know your numbers to make informed investment decisions! Need funding to get started? Mansion Money Capital is here to help with flexible private money lending solutions. 💰🏡 

#RealEstateInvesting #PrivateMoneyLending

Quote from @Karen Smith:

Quote from @Jeff Bloebaum:

Looking for private funding to invest in fix and flips.  Got the experience, Maximize research to find the most potential profit there is.  I realize you are banking me so willing to negotiate the best deal for you.  I do have a property in mind with owner willing to wait on me and funding.  Let me know if you want numbers.  I have purchase price, rehab price, market values in area.  Give me a chance and we can get this going.   Rehab approximately less than a month from start to finish.  Get right back on market.  

 Hi I am a private money lender. Please message me. We can talk about funding your deal.

Hey, just following up on my initial message. Your experience and research sound like a great fit for the kind of deals we fund, and we’d love to hear more about the property you have in mind. If you're ready to share the numbers—purchase price, rehab costs, and market values—we can dive right in and discuss how we can move forward.

Feel free to send me a DM with your phone number, email address, and the best time to call so we can discuss further. I hope to hear from you very soon. Thank you!

Quote from @Aron Sperber:

Quote from @Brandon Becsi:

Seeking lending partners in VA and NC for active projects I have in VA and NC. I mostly buy and hold rentals 90k all-in and under. Home built in 1940 and newer single story ARV 120-160K. Average rehab is only 15-20K. I call it production housing.

Seeking lenders and partners in active deals and upcoming deals. There is so much opportunity in the markets I operate in. Let's chat.

-Brandon

 Let's Connect, we maybe able to help!

Hey, I’d love to connect and explore how we can work together! Let’s chat and see how we can help each other with our goals—looking forward to hearing from you!

Quote from @Christan Cosgrove:

Looking for a lender to do a DSCR with a quick close; I previously owned property but not within the past three years.

House sold at $234K, already put 20% down, willing to put more down to qualify or get a better rate.

It's a turnkey two-unit, renovated in 2019, and comes mostly furnished. 

We're planning on doing furnished medium-term rentals and anticipate rents around $1700/unit.

Was using a different lender but they required more recent experience, have a closing date of 09/20 we want to meet.

Hey, it sounds like you’ve got a great opportunity with that turnkey two-unit property! We’re a private money lender actively looking to fund deals, and we'd love to help you meet your closing date.

With your 20% down and potential for medium-term rentals at $1700/unit, this looks like a solid investment. Since you’ve already had experience owning property, it’s surprising that other lenders require more recent experience. We offer flexible financing options and can work with you on quick closings. How can we support you in meeting your 09/20 closing? Let’s chat and explore how we can help you secure this property!

Quote from @Brandon Becsi:

Seeking lending partners in VA and NC for active projects I have in VA and NC. I mostly buy and hold rentals 90k all-in and under. Home built in 1940 and newer single story ARV 120-160K. Average rehab is only 15-20K. I call it production housing.

Seeking lenders and partners in active deals and upcoming deals. There is so much opportunity in the markets I operate in. Let's chat.

-Brandon

Hey Brandon, it's great to hear about your projects in VA and NC! We're a private money lender actively looking to fund investment opportunities, and your strategy of buying and holding rentals aligns perfectly with what we support.

Your focus on 'production housing'—those single-story homes with an all-in cost under $90k and modest rehab budgets—seems like a smart approach, especially with those ARVs in the $120-160K range. We'd love to chat more about how we can help fund your current and upcoming deals. What areas in VA and NC do you see the most opportunity right now? Do you have any upcoming projects that could use fast and flexible financing?

Quote from @Brian Mineau:

I am looking for $250,000 to move 4 projects through the finish line. I have completed over 100 real estate transactions and average a 29.44% ROI. I am open to several different ways to structure the note, and it will be secured.

I have a private money lending company. Please send me a dm so we can discuss your need for funding. I hope to hear from you. Thank you.

Looking to invest in residential or commercial real estate? We offer direct private money lending for both! Get the funds you need to grow your portfolio. 🏙️🏠 

#CommercialRealEstate #ResidentialInvesting #PrivateMoneyLender

Quote from @Jeff Bloebaum:

Looking for private funding to invest in fix and flips.  Got the experience, Maximize research to find the most potential profit there is.  I realize you are banking me so willing to negotiate the best deal for you.  I do have a property in mind with owner willing to wait on me and funding.  Let me know if you want numbers.  I have purchase price, rehab price, market values in area.  Give me a chance and we can get this going.   Rehab approximately less than a month from start to finish.  Get right back on market.  

 Hi I am a private money lender. Please message me. We can talk about funding your deal.