All Forum Posts by: Karen Schimpf

In the land where freedom unfurls,

Beneath the stripes and among the stars,

I stand with gratitude, my heart aglow,

For I am a citizen, proud to know.



In amber waves and skies so wide,

A nation's spirit, a constant guide.

From sea to shining sea, we roam,

Thankful for this place we call our home.



Through struggles faced and battles won,

The journey continues under the sun.

With liberty's flame, a beacon bright,

I cherish the privilege, the undying right.


In diversity's embrace, our strength,

A tapestry woven, a journey of length.

For every voice, in unity we sing,

Thankful for the gift, freedom's wing.



So let the anthem echo, bold and true,

A symphony of stars and stripes in view.

In this great land, my heart resides,

Forever thankful, as a U.S. citizen abides.

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Call Karen at 512-358-1511 today!

Karen Schimpf
(512)-359-358-1511
[email protected]
https://lnkd.in/dtCTZXi

PS- If you need to close a loan by the end of the year, I can get that done with a bridge loan or working capital. Call me today at 512-358-1511 to get started.

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"Unlocking Real Estate Opportunities: we unveils a game-changing solution for real estate enthusiasts. Offering bridge loans with an impressive 90% Loan-to-Value, the video dives into the key condition—our commitment to underwriting and belief in the SBA take out. Watch as the process unfolds through engaging visuals, ensuring you don't miss out on those potential deals. The message is clear: Don't let your opportunities slip away. Give us a try, and let's turn your real estate dreams into reality. Connect with us today and let the journey begin."

https://youtu.be/DUj96bFNILg

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In March of 2022, 1 month after Putin attacked Ukraine, I sent out this newsletter. I thought it would be neat to look back at that time and what I had to say, because the lessons are still true today. Enjoy!

Lessons From The Playground

One of the things my Dad used to tell me is “Know the playground, Know the playmates”. In other words, if I wanted to go somewhere he would want to know where I am going and who I am going with. If the place I was going to is OK and the people I am going with are OK, the he was good with it. If, however, the place was bad OR the people I was going with he didn’t trust, then it was a hard 'no'. I was thinking about playgrounds last week and realized there are at least THREE (3) rules from the playground that we should remember, and this goes for our politicians too, who are making decisions right now that could drastically affect our lives…so here it goes.

Playground Rule 1: You stop a bully by punching him in the face. Bullies generally don’t stop any other way. I get the NATO strategy of not fighting Putin directly but funding Ukraine and sanctioning Putin to try to stop him financially. The hope is they get some sort of cease-fire treaty and Putin, then realizing he has no money, backs off. I hope that works, I really do. But nothing in Putin’s actions tells me that he will back down. Hitler first attacked Poland because much of it had been part of Germany, just like Putin attacked Ukraine. Hitler didn’t stop there, and something tells me Putin won’t either. Hope I am wrong. But it is possible he will need to be punched in the face to be stopped, not sure what that would look like, but unfortunately, nothing shows me this guy is going to stop or quit any time soon.

Playground Rule 2: Two wrongs don’t make a right. How many times have our parents said this one? You know this drill, someone does something wrong to somebody because that person did something wrong to someone else. Still doesn’t make it right. Stealing is wrong. Taking Russian citizens' boats, houses, etc. because they are Russian, and hence, bad is NOT right. It is still stealing. Just because you think they are bad; does not mean we can steal from them and be “right.” Who gets to determine bad? Our president? Us? What are the criteria? Most of those Russians never shot at or hurt an American, their crime? Living under a dictator. Does that make them bad; do we know them really? What if you woke up one day and because of your President’s actions, another superpower was stealing your stuff. How would you feel? Stealing is still wrong and the character of the person you are stealing from does not make it right.

Playground Rule 3: The truth is usually in the middle. You know this one too, your two kids are fighting, you step in saying “what happened?” and you get two different stories. The truth is usually in the middle. So it is with much of life. The only way we are going to grow is to listen to other people! Listen to THEIR side. If all you do is talk to the people who agree with you, watch the news feeds and news people that line up with you-you don’t grow. You just get madder at the “other” side. But if we can open up, dialogue, and not judge but listen, we can find a common middle ground, the “truth” so to speak. Last week I had a zoom call with an old friend from Canada-he thinks totally different than me, but we talked for 3 hours and I got a lot of fresh insight. It was fun. We MUST start going outside our little sphere and talking to others and listening and learning. If you are not growing, you are dying. People are incredibly interesting, let them tell you, their story. You may learn something!!

Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

(512)-359-358-1511

[email protected]

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

Many of today’s small business owners use their cash on-hand to reinvest in their day-to-day operations. With a working capital loan from Commercial Capital, you can have extra cash to do even more. Business need money. Period. I have never seen a business go out of business because they had too much money. There is a constant need in small businesses for cash. WE HAVE SOME AMAZING sources of cash available to small businesses and I want to share just a few of them.SBAUp to $350,000.00 dollars working capital - Close in 2 weeks. For businesses 2 years old ,has 680+ credit score, 30% of gross revenue up to $350,000.00 dollars.Start Up Non-SBA MoneyThis is for existing and newer businesses! Any business less than 2 years old is considered a start-up by most banks. It is VERY tough to get money. We have non-SBA business only money available with rates starting as low as 9.99% to 19.99% for businesses that just need some cash up to $350,000- $1,000,000. dollars. These are NOT merchant accounts receivable loans. The term loans are either 5 or 7 years. The loans is based on your credit card score 680 or higher, income of $50K or higher in the last two years and loan debt ratio.Unsecured Business Lines of CreditFor businesses over 2 years old, business registered in the state, the owner has good credit of 700, we can get UNSECURED business lines up to $500,000. Rates range between 7.49% to 19.49%. These are not credit cards, these are the old school lines of credit with a checkbook. We have access to that money!These are just some of the many loan programs we have available, when you have a commercial or business loan, think of me, Karen Schimpf, and give me a call to discuss. I will give quick answers and approvals. Talk to you soon!Call Karen at 512-358-1511 today.

Karen Schimpf 

(512)-359-358-1511

[email protected]

https://buff.ly/3yf0Y39

Give me a CALL TODAY at 512-358-1511.

P.S. The interest rates for Start-Up SBA Business loans are variable, typically ranging between 9.50% to 11.50% for loan amounts ranging from $350,000.00 to $5,000,000.00. So if you have a commercial property you want to buy or refinance, give me a call at 512-358-1511.https://buff.ly/3UxhpQG

Commercial Capital LTD. Our video unveils the secret sauce of working capital management, offering tailored loans, expert guidance, and modern banking solutions. Let Commercial Capital LTD be your partner in culinary prosperity. Watch now!

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Come to Us to Get Your Working Capital Loan Closed!

Many of today’s small business owners use their cash on-hand to reinvest in their day-to-day operations. With a working capital loan from Commercial Capital, you can have extra cash to do even more. Business need money. Period. I have never seen a business go out of business because they had too much money. There is a constant need in small businesses for cash. WE HAVE SOME AMAZING sources of cash available to small businesses and I want to share just a few of them.

SBA

Up to $350,000.00 dollars working capital - Close in 2 weeks. For businesses 2 years old,

has 680+ credit score, 30% of gross revenue up to $350,000.00 dollars.

Start Up Non-SBA Money

This is for existing and newer businesses! Any business less than 2 years old is considered a start-up by most banks. It is VERY tough to get money. We have non-SBA business only money available with rates starting as low as 9.99% to 19.99% for businesses that just need some cash up to $350,000- $1,000,000. dollars. These are NOT merchant accounts receivable loans. The term loans are either 5 or 7 years. The loans is based on your credit card score 680 or higher, income of $50K or higher in the last two years and loan debt ratio.

Unsecured Business Lines of Credit

For businesses over 2 years old, business registered in the state, the owner has good credit of 700, we can get UNSECURED business lines up to $500,000. Rates range between 7.49% to 19.49%. These are not credit cards, these are the old school lines of credit with a checkbook. We have access to that money!

These are just some of the many loan programs we have available, when you have a commercial or business loan, think of me, Karen Schimpf, and give me a call to discuss. I will give quick answers and approvals. Talk to you soon!

Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

(512)-359-358-1511

[email protected]

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

P.S. The interest rates for Start-Up SBA Business loans are variable, typically ranging between 9.50% to 11.50% for loan amounts ranging from $350,000.00 to $5,000,000.00. So if you have a commercial property you want to buy or refinance, give me a call at 512-358-1511 or get started by filling out this form started by filling out this form

I have to say I am surprised at how busy we are. We do business and commercial loans only and we are as busy as we ever have been. We are doing start-up loans, partner buy-out loans, loans for expansion, real estate loans for businesses expanding or buying the building they are in, and investor loans for Commercial Real Estate Investors and across ALL these channels, the volume is robust.

Rates are higher, and there are all sorts of land mines out there, but the businesses keep rolling. To be sure, some businesses are struggling like any market, but by and large, the problems facing most businesses are hiring and rising costs. Volume or sales is not a problem for the hundreds of businesses I talk to every week. I would have thought we would have seen some slowdown but it just hasn’t happened. So what do you do? Keep working. There is plenty of money to lend and good borrowers to serve so we just have to keep working and meeting needs BUT keep an eye on the horizon. Not out of fear, just out of preparedness IN CASE something happens. It is prudent to have a backup plan if business starts to slow quickly but UNTIL it crashes, it has not crashed. I have been saying it most of this year, the only sound strategy is to be ready to pivot in case of disruption but keeps working while there is no disruption. Be working, but be ready. Seems to be working very well for me this year.

We have 2 HOT OPPORTUNITIES I need to let you know about…

1. If you have an SBA 7A loan tied to real estate you may be able to refinance to an SBA 504 Loan and get blended fixed rates in the 8’s! Most SBA 7A loans are in the 7.5's to low 11’s now and they are about to go higher after the Fed meets. But we can FIX IT IN THE 7’S if you qualify for an SBA 504 loan. So give me a call today at 512-358-1511 for a FREE pre-qualification to see if you qualify. It will take me less than 5 minutes to determine and you could save THOUSANDS!

2. If you have a loan at a bank or lender that is dragging long and you are worried about losing the purchase of the property because of the delay, our PRIVATE MONEY LOAN may be for you. It only has a 4-month pre-payment penalty, and it is only 2 points at the closing so your total cost of the money can be as little as 9%! We can close in just a couple of weeks and that could mean you secure the property while you keep working through your bank to get that bank loan finalized to pay off our first mortgage. Everyone wins, the seller gets their profit, you get the property and the bank keeps the loan since they will be the loan paying us off. A win for all involved. If you have a BANK QUALIFY deal that needs to close quickly and you can’t wait any longer on your bank, give me a call at 512-354-1511

These are just two of the many loan programs we have available, when you have a commercial or business loan, think of me, Karen and give me a call to discuss. I will give quick answers and approval.

“Don’t be deceived, God is not mocked. Whatever a man sows, that shall he also reap” Galatians 6:7


This applies to farming of course, but it also applies to our thoughts. If you think positive thoughts, if you sow positive thoughts, you will get positive results. If you sow negative thoughts, you will get negative results. Put another way, YOU ARE EXACTLY WHERE YOUR THOUGHTS HAVE LED YOU. If you don’t like the life that you are living, the situation you are in, it’s NOT somebody else’s fault. It is YOUR responsibility. If your life is one of happiness, it’s because you have thought on happy things. You can’t blame the abuse from childhood, or the ex-spouse that hurt you in the past, or the tragedy you experienced years ago.


The Bible is clear above, we reap exactly what WE sow. Your harvest in life depends entirely on the seeds that you sow. SOOOOOO, sow better seeds. Specifically, take responsibility for your thought life. Look, I know it’s tough to fight negative thoughts intruding into your head-there is so much negative around you….but you HAVE to do it if you want to change your current situation. Thoughts are seeds. If a thought is a negative thought, it will grow and affect your life negatively and if a thought is a positive thought, this positive “seed” will have a positive effect on your life. We must be diligent to guard our minds and feed ourselves positive thoughts.


You and I MUST take ownership for our lives. God gave us the ability to sow positive and reap positive but WE have to do our part. Look at the things in your life that you think negatively about and change those thoughts. You have absolute control of what you let enter your mind. I DO NOT SPEAK AS ONE WHO HAS MASTERED this, I speak as a fellow journeyman. I too can do better at this. That is one of my focuses this week. Sowing better thoughts. We can do it!!!! The results will be certain! It’s a promise in Scripture…a “law of success” so to speak. Let’s think better this week and get better results! Be blessed!


Karen Schimpf


Karen Schimpf
(512) 358-1511
[email protected]


Give me a CALL TODAY at 512-358-1511

P.S. We now have FIXED RATE SBA 7A LOANS for real estate AND business-only deals! And the rates are smoking 7-8% FIXED! Most 7A loans are variable tied to prime and are in the 10-11 + range. BUT WE CAN FIX your rate as much as 3% LOWER EVEN on Business Only Loans. So call us today at 512-358-1511 to run a deal by us and capture these SUPER low fixed rates on SBA loans.

P.P.S. Our private money fund is having another loan paid off this week which means we have EVEN MORE money available to put into loans. Please think of us for your private money loans. The deal you send me today, I can give you an answer by tomorrow. If a fast decision matters, if time is of the essence-give us a try! Call today at 512-358-1511 . You will be BLOWN away at our service!