All Forum Posts by: Karen Schimpf

Discover the lightning-fast success of closing an SBA BRIDGE LOAN at 90% LTV in just eight days! Dive into the story of a client securing a property for his business, overcoming city permit hurdles with our quick and efficient process. Ready for more success? Like, subscribe, and join us on the journey of turning dreams into reality!

The loan came in over Thanksgiving break for our private money fund. My underwriter went on vacation in Florida and could not get to it until Monday, Nov. 27th. It was an SBA BRIDGE LOAN, our specialty in our private fund, and the request was for 90% LTV. We closed the loan in eight (8) days but we could have closed it in five (5). The title took five (5) days to get to us because of a glitch in their system. Within two (2) days of getting the title, we had the closing package and the money to the closing agent. That’s fast and at 90%!!!!

Some may say why would a bridge fund go to 90%...no one does that. But I do a TON of SBA loans and I underwrite the exit strategy. IF I KNOW I can refinance the loan in six (6) months, to me it is no risk. We have NEVER had a default and never even really had a slow pay. It’s a perfect loan for us. The borrower was an insurance agent, with a growing income and he wanted to buy a property for his business. He got a loan commitment from an SBA lender but they could not close until he got his permits from the city for the interior changes (no walls moving, just cosmetic yet you STILL need permits-crazy). Many cities can take 4-5 months just for such permits and many sellers won’t wait that long….enter our fund. We closed the loan at 90% matching his SBA approval. Seller and Realtors got paid, my borrower got his property and now he has time to work through the grind of government permits. They eventually always issue them, it is just a time-consuming hassle. He now has time.

As we head into next year, the marketplace still favors SBA loans as many businesses are doing well and expanding, buying out partners, and buying properties. Our bridge to SBA products can be a way to get more closings. Our process is quick.

As we go into next year, there are certainly a lot of headwinds, but there were a lot of headwinds heading into this year as well. Many of these headwinds are the same ones we have had all year. Yet many businesses are still doing well, and as long as that is the case, there is a place for SBA loans. There are still dreamers and doers…..the dreamers are the architects of the future…we are here to help them make that vision a reality. IF you or someone you know needs private money or an SBA Loan, PLEASE GIVE ME A CALL at 512-354-5949 or go here to get started.

Karen Schimpf

(512)-359-358-1511

[email protected]

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

P.S. We don’t know what next year brings, we really don’t. Anyone who says they know is selling you something. But we can look at what is happening right now, and look at our businesses right now, and determine at least one (1) thing to change to do better next year. To me, it will be reaching out quarterly to the people who have sent me deals that have closed and seeing how I can help their business. It is one simple thing that I can do, (while continuing to do what is working right now), to grow my business next year. What one thing can you do? Spend some time thinking about that between now and the end of the year. Then DO IT! Have a blessed week!

PS PS: We have partnered with a credit card processing company that allows you to eliminate 50% of your processing fees. We can help you schedule a five minute conversation with the Credit Card Processing Consultant to see if they can save you 50%. Give us a call today at 512-358-1511 or go here to get started.

https://flic.kr/p/Pa9v6g

Discover the key to swift business success with Karen Schimpf from Commercial Capital, offering lightning-fast approvals on SBA loans, start-up funding, and unsecured business lines—your shortcut to financial growth! 🚀💼

Explore two dynamic financial programs—Bridge Loan and Working Capital—crafted for swift execution before year-end. From nationwide Bridge Loans to accelerated Working Capital for small businesses, we offer diverse solutions with a commitment to rapid closure. Follow this link to learn more :https://lnkd.in/gXFwBBee

Connect with Karen Schimpf at 512-358-1511 or click here to explore financial opportunities for your business before the year concludes.

Contact Karen Schimpf:
Office: 512-358-1511
Email: [email protected]
LinkedIn: https://lnkd.in/ddYvgds
Website: https://lnkd.in/gvER8nD5
Apply Now: https://lnkd.in/gDAJBDk2

PS: Discover our partnership for a 50% reduction in processing fees with a quick five-minute conversation. Call us at 512-358-1511 or get started here.

With just a few weeks left in the year, I am struck once again by how fast time flies. And yet, often in the world of commercial lending, the loans seem to take forever. And with holidays, end of year vacations, and general holiday backlog, banks can no longer take new loans and close them by year end. In fact, there is really only 3 weeks left for most lenders to close loans and if you do not have loan commitment with your current lender by now, you will not get closed this year!

But with our Private Money fund, we can still take new loans in and close them by year end! It is the difference in having a team and a lender that actually WANTS to do your loan. This simple fact can make all the difference between approval and denial. We close loans…that’s what we do. So whether you need to close quick to capture a foreclosed property or you need quick cash to get your business back on track or whatever the reason, our fund was created for you. I’m the underwriter, my brother is credit committee-the response time is quick and the results are closings! We are ACTIVELY seeking a few more loans to round out a successful year.

If you or someone you know needs money to bridge a gap, if you need certainty of closing, give me a call at 512-358-1511 today!
https://lnkd.in/gp_MtiDZ

"⏰ Time is running out! Watch our latest YouTube Short for a quick guide on closing commercial loans by year-end. Discover how our Private Money fund ensures swift results—call now at 512-358-1511 and close the year strong! 💪🏽🎉

With just a few weeks left in the year, I am struck once again by how fast time flies. And yet, often in the world of commercial lending, the loans seem to take forever. And with holidays, end
of year vacations, and general holiday backlog, banks can no longer take new loans and close them by year end. In fact, there is really only 3 weeks left for most lenders to close loans and if you do not have loan commitment with your current lender by now, you will not get closed this year!

But with our Private Money fund, we can still take new loans in and close them by year end! It is the difference in having a team and a lender that actually WANTS to do your loan. This simple fact can make all the difference between approval and denial. We close loans…that’s what we do. So whether you need to close quick to capture a foreclosed property or you need quick cash to get your business back on track or whatever the reason, our fund was created for you. I’m the underwriter, my brother is credit committee-the response time is quick and the results are closings! We are ACTIVELY seeking a few more loans to round out a successful year.

If you or someone you know needs money to bridge a gap, if you need certainty of closing, give me a call at 512-358-1511 today!

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: [email protected]

L: www.linkedin.com/in/karenschimpf/

B: http://bizloansconnections.com/

W: http://applycommercialloans.com


P.S. In light of the current focus on cost reduction among many businesses, I'm excited to inform you that I've recently formed a partnership with a credit card processing company that could potentially reduce your processing fees by 50%. Give me a call today to see if your processing fees can be reduced by 50%, give me a call at 512-358-1511.

https://www.flickr.com/search/?text=end%20of%20year&license=4%2C5%2C6%2C9%2C10

Unsecured Loans

                                                                                                                                                                                                               https://flic.kr/p/JokYEo

Many of today’s small business owners use their cash on-hand to reinvest in their day-to-day operations. With a working capital loan from Commercial Capital, you can have extra cash to do even more. Business need money. Period. I have never seen a business go out of business because they had too much money. There is a constant need in small businesses for cash. WE HAVE SOME AMAZING sources of cash available to small businesses and I want to share just a few of them.

SBA

Up to $350,000.00 dollars working capital - Close in 2 weeks. For businesses 2 years old,

has 680+ credit score, 30% of gross revenue up to $350,000.00 dollars.

Start Up Non-SBA Money

This is for existing and newer businesses! Any business less than 2 years old is considered a start-up by most banks. It is VERY tough to get money. We have non-SBA business only money available with rates starting as low as 9.99% to 19.99% for businesses that just need some cash up to $350,000- $1,000,000. dollars. These are NOT merchant accounts receivable loans. The term loans are either 5 or 7 years. The loans is based on your credit card score 680 or higher, income of $50K or higher in the last two years and loan debt ratio.

Unsecured Business Lines of Credit

For businesses over 2 years old, business registered in the state, the owner has good credit of 700, we can get UNSECURED business lines up to $500,000. Rates range between 7.49% to 19.49%. These are not credit cards, these are the old school lines of credit with a checkbook. We have access to that money!

These are just some of the many loan programs we have available, when you have a commercial or business loan, think of me, Karen Schimpf, and give me a call to discuss. I will give quick answers and approvals. Talk to you soon!

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: [email protected]

L: www.linkedin.com/in/karenschimpf/

B: http://bizloansconnections.com/

W: http://applycommercialloans.com

P.S. In light of the current focus on cost reduction among many businesses, I'm excited to inform you that I've recently formed a partnership with a credit card processing company that could potentially reduce your processing fees by 50%. Give me a call today to see if your processing fees can be reduced by 50%, give me a call at 512-358-1511

In the land where freedom unfurls,

Beneath the stripes and among the stars,

I stand with gratitude, my heart aglow,

For I am a citizen, proud to know.

In amber waves and skies so wide,

A nation’s spirit, a constant guide.

From sea to shining sea, we roam,

Thankful for this place we call our home.

Through struggles faced and battles won,

The journey continues under the sun.

With liberty’s flame, a beacon bright,

I cherish the privilege, the undying right.

In diversity’s embrace, our strength,

A tapestry woven, a journey of length.

For every voice, in unity we sing,

Thankful for the gift, freedom’s wing.

So let the anthem echo, bold and true,

A symphony of stars and stripes in view.

In this great land, my heart resides,

Forever thankful, as a U.S. citizen abides.

.

Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

(512)-359-358-1511

[email protected]

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

PS- If you need to close a loan by the end of the year, I can get that done with a bridge loan or working capital. Call me today at 512-358-1511 or get started by filling out this form get started by filling out this form started by filling out this form