All Forum Posts by: Karen Schimpf

P.S. All year the SBA loans and private money loans have been strong, but investor loans have been tougher to come by until recently. as we have seen an uptick in these types of loans and with our full suite of commercial products we can handle most anything commercial. If you have a business loan need like starting up a company, buying out a partner, or you are looking to purchase or refinance a commercial building for your business or investment, one call does it all. Give me a call today at 512-358-1511 or go here to get started: https://applycommercialloans.com/apply-now/. We will take good care of you!.

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Ready to take your business to the next level but not sure how to secure funding? In this video, we break down the key requirements for getting an SBA loan, revealing what it really takes to get approved. Find out the secrets behind crafting a winning application, avoiding common pitfalls, and getting lenders to say "yes!" Whether you're expanding your business or starting a new venture, these expert tips will give you the edge you need. Don’t miss out—watch now to get one step closer to your funding success!

Click Here To Watch

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

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I realized this weekend that I haven’t done one of these in a while. This deal closed last week and shows what is available out there. We are closing loans EVERY week, so give us a call if we can help you with your commercial or business loans.

Type: Cash Out Refinance-Multi-family

Location: Huntsville Al

$1,336.000 Loan Amount

Borrower received over $770,000 in cash out and got a 10 year fixed rate of 5.8% with a 30 year amortization. And a Step down pre-pay to boot! An amazing rate and product. We originally quoted her a $1.2 million loan amount but a solid appraisal, and aggressive underwriting allowed us to increase the proceeds.

Listen, LOCAL BANKS ARE NOT DOING CASH OUT REFINANCES ON INVESTOR PROPERTY, especially cash out of this much with no strings on how to use the money. Just not happening in this environment. But we not only got her more cash out then she was originally quoted, we got an unbelievable rate UNDER 6%. These loans can be done up to 75% if the cash flow supports.

Do you have a commercial property you want to leverage? Give us a call and let us crunch the numbers and see if it will work. You might be surprised. Commercial Capital is NOT ONLY the place to go when the banks say no, we are the place to go to get rates super low! Give us a call today at 512-358-1511 or e-mail me your scenario.

Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

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Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

(512) 358-1511

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https://flic.kr/p/9YMnbT

Commercial Capital's client, a seasoned business owner with over 40 years in manufacturing outside of a major metropolitan area, found themselves in a difficult financial position. With $2.2 million still owed on their building and their most recent business tax return showing a net loss of $799,000, securing traditional bank financing was impossible. To make matters more pressing, the note on their property was coming due, and while the building was valued around $20 million, time was not on their side.

The owner engaged Commercial Capital to help him. Despite the uphill battle of wanting bank rates and terms, we worked diligently to secure the necessary bridge financing. It wasn’t easy, but we guided the client through every step of the process. In the end, we secured a 24-month loan at a 9% rate, with an interest payment that included both taxes and insurance. Although the journey was tough, the client ultimately thanked us for helping them navigate a challenging situation and get the deal across the finish line.

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

P.S. We recently helped a trucking company that needed to close on an SBA loan but had a tight deadline of under 30 days. They wanted to close quickly on an acquisition of real estate for their business but couldn't wait for the usual SBA loan processing time. We stepped in and provided a bridge loan acquisition real estate loan, ensuring they closed on time. If you need to close fast on an SBA acquisition of real estate, give us a call at 512-358-1511!

Give me a call today at 512-358-1511 or go here to get started: https://applycommercialloans.com/apply-now/

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Are you a business owner looking for flexible financing options to help your business grow? SBA loans offer lower down payments, more lenient qualifications, and the ability to use financial projections to secure funding. However, these loans are only for owner-occupied businesses, not for investors. Learn why SBA loans are becoming the go-to choice for entrepreneurs and how they can help you unlock your business's potential.

Read the full article here: Unlocking Growth: Why Smart Business Owners are Turning to SBA Loans for Success

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

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If you're considering turning a single-family home into an assisted living facility, we have a financing option to help make that happen! With up to 75% loan-to-value (LTV) on 1-4 unit residential properties, loans up to $5 million, and flexible payment options like a 30-year fixed loan or interest-only payments, managing your project is easier than ever. No major renovations required!

To learn more about this opportunity, visit ApplyCommercialLoans.com and see how we can help unlock your dreams today!

If you're ready to take the next step in providing quality assisted living or need fast financing solutions, contact Karen Schimpf at (512) 358-1511 or [email protected]. Visit ApplyCommercialLoans.com to learn more and get started today!

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At Commercial Capital, SBA loans are rapidly becoming the largest segment of our pipeline, which is remarkable considering we also offer private money lending. However, SBA loans are currently in high demand, especially as businesses continue to expand and grow. Here’s a look at some of our strengths in the SBA space:

Key Features of Our SBA Loans:

No Collateral Required for Loans Up to $5 Million: We can secure significant funding without the need for collateral, giving businesses more flexibility.

Rescuing Denied Applications: Many of our SBA loans were initially denied by other lenders. We specialize in finding solutions where others can't.

Start-Ups and Expansions with Just 10% Down: Whether you're starting a new venture or expanding an existing one, we can help with minimal upfront costs.

Tailored Solutions: We fit the square peg in the square hole, customizing our approach to meet the unique needs of each business.

Loans Without Experience Requirements: Lack of industry experience won’t hold you back; we can still secure the funding you need.

Loans for Lower Credit Scores: Even if your credit score is below 620, we can work with you, especially if real estate is involved.

Extensive Lender Network: With access to over 100 non-bank and bank lenders, we can navigate bottlenecks and expedite the lending process.

You risk nothing by sending us a deal that you're struggling to get funded. If it’s not getting funded elsewhere, why not give us a try?

Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

(512) 358-1511

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Exciting news! At Commercial Capital, we’ve boosted our bridge loan capabilities from $2 million to $20 million, offering rapid, flexible financing nationwide. Our in-house credit committee ensures seamless closings in as little as two weeks, perfect for renovation, rehab, and stabilization projects.

We also now provide preferred equity for value-add and lease-up opportunities. Recent highlights include:

$12 Million Hotel Construction Cash-Out in Washington State

$3 Million Urban Mixed-Use Development in Denver, CO

$6 Million Senior Living Mezzanine Financing in Dallas, TX

For swift, reliable financing tailored to your needs, check out our full article and see how our expanded bridge loan solutions can benefit you. Read more here: https://applycommercialloans.com/revolutionizing-bridge-loan...

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

P.S. We have a particular affinity for Flag Hotels and Assisted Living deals! Plus, rates have slightly decreased again this August 2024:

25-year: 6.045%

20-year: 6.115%

10-year: 6.493% (July 2024)

Give me a call today at 512-358-1511 or go here to get started: https://applycommercialloans.com/apply-now/

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Are you considering investing in real estate for your business? Now is the perfect time! The Small Business Administration (SBA) is offering unbeatable interest rates on real estate loans, but these rates won't last forever.

Special Limited-Time Rate: As Low as 7.25%

For a limited time, you can secure an SBA loan for real estate with an incredibly low interest rate of just 7.25%. This is a rare opportunity to invest in your business property at a rate that won't be around for long.

Why Choose an SBA Loan?

Low Interest Rates: Take advantage of this special rate, as low as 7.25%, to reduce your borrowing costs.
Long Repayment Terms: SBA loans often come with longer repayment terms, making monthly payments more manageable.
Lower Down Payments: Keep more of your capital for other business needs with lower down payment requirements.
Support for Small Businesses: SBA loans are designed to help small businesses grow and succeed.

Act Fast!

These limited-time SBA rates are only available for a short period. Don't miss out on this chance to secure your real estate financing at an unbeatable rate. Contact us today to learn more and get started on your application.

Invest in your business's future with confidence. Act now before these rates are gone!

Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

(512) 358-1511

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511