All Forum Posts by: Kevin Raye

@Jaclyn Peyton Im not sure how the collateral thing works but i will definitely look at other banks this week. As far as my credit, i wouldve used the funds from the sell to pay off other debts that way my credit score would go up. At least that was my thinking. 

hey Michael, property could sell between 105k and 118k per a realtor.

I currently have a rental property that I've had a HML on for too long now. I can't seem to refinance because of my credit score. I've tried several lenders but have had no success. Ive heard of checking out private money lenders but it seems as though I run right back into HML's. I only owe $35,000 and would really appreciate someone pointing me in the right direction. I want to keep the property but the fees are eating me up. Not sure if I should just sell the property, pay off some debt so that my credit is up to par and then start over with rentals or what. Advice please!

I currently have a rental property that I've had a HML on for too long now. I can't seem to refinance because of my credit score. I've tried several lenders but have had no success. Ive heard of checking out private money lenders but it seems as though I run right back into HML's. I only owe $35,000 and would really appreciate someone pointing me in the right direction. I want to keep the property but the fees are eating me up. Not sure if I should just sell the property, pay off some debt so that my credit is up to par and then start over with rentals or what. Advice please!

I haven't figured out how to respond one by one yet but thanks guys for you comments and Eric that video re lit my fire man...wow!

Thanks guys for your responses. I definitely need to set up a list of goals to accomplish bit by bit. I do find myself overwhelmed at times. 

I am truly at a place where I don't know which way to turn. I am no way a quitter, I'm just highly frustrated. I have tried every way I know how to get my business off the ground but it's just not working for me. Setting up my marketing system is a real pain and I feel like I'm spinning my wheels. I am really trying to do things the free or more economical way but I feel as though maybe I need a mentor/help setting things up. Bigger pockets is a wonderful resource and maybe I'm just not using it the right way. I am looking for any insight as to what type of blueprint should I follow to set up my marketing, lead intake, etc. I sit to my computer every night and can't seem to get anything done. I've done deals when I wasn't as serious about real estate and now I can't seem to get anything right. HELP!!! How did you all gain traction!

Thank you Brian! Will definitely ask around at the Reia this month. 

Thank you Brian! Will definitely ask around at the Reia this month. 

Hey there Ned. I'm definitely looking to get out of this hml and I also want to pull out some extra money (max if possible)