All Forum Posts by: Kyle Gagnon

Foreclosures are ticking up in Alabama — over 5,500 filings in 2024, with 1 in every 1,600 homes in foreclosure already this year. Meanwhile, institutional investors bought 11% of homes sold in the state last quarter. Prices are still affordable (median under $290K statewide), and rental demand in markets like Birmingham and Huntsville remains strong.

Seems like there’s a window here for value-add investors who can move fast and manage rehabs.

Anyone here actively investing in distressed deals in Alabama? What markets are you watching — Birmingham, Mobile, Huntsville?

Let’s talk.

I’ve been thinking a lot lately about the balance between immediate cash flow and long-term wealth building in real estate.

So many of us jump into real estate chasing monthly passive income (which is great!), but I’ve noticed a pattern—sometimes we pass on deals with incredible appreciation potential, tax benefits, or value-add upside simply because they don’t meet our $200/month cash flow threshold.

Here’s the dilemma:

✅ Cash flow pays the bills today—but often comes with higher-risk areas, more tenant turnover, and slower appreciation.

💼 Equity growth/appreciation-focused deals may bleed cash early on but can 10x your net worth over time if managed well.

My question to the community:

• Do you prioritize one over the other in your current portfolio?

• How has your strategy changed as you've grown?

• If you had to start over, would you choose differently?

Would love to hear from both new and seasoned investors here.

Let’s dig into this—what's your North Star?

@Chris Seveney what's your go to marketplace when finding your next opportunity? Do you typically like to stay local or do you buy out of state?

@Corby Goade thanks for the insight. Where do you typically buy? 

Whether you're a seasoned pro or just starting out, you've probably asked yourself this at some point:

"Am I chasing cash flow, equity growth - or both?"

In today's market, the game is shifting fast. Interest rates, market cooling in some regions, and tightening lender policies are forcing many investors to rethink their approach.

So I'm curious...
What's your current strategy in this market?

1. Doubling down on short-term rentals?
2. Hunting for off-market multifamily deals?
3. Getting creative with seller financing?
4. Sitting on the sidelines and waiting?

I'd love to hear what's working (or not) for you right now - and what you're keeping an eye on in 2026 and beyond.

Let's make this a value-packed thread for all of us in the game.

Have you considered the Alabama market at all?? Market is really taking off and I have a full team I can connect you with 

Been hearing a lot of noise out there about Huntsville/Decatur starting to boom - has anyone else been hearing about this massive uptick? Got a couple great land deals available that are zoned for residential. Builders/contractors/developers what're your thoughts on Northern Alabama

Looking to connect with all levels of experienced real estate investors. I have a variety of off market properties in Alabama (and always adding more). Looking for end buyers (no wholesales), someone looking for their next investment property. Lets connect