All Forum Posts by: Kyle Johnston
Kyle Johnston has started 2 posts and replied 53 times.
Post: Tax benefits in note investing

- Lender
- Manchester, MD
- Posts 61
- Votes 16
If you hold them longer than a year you should be able to claim profits as long term capital gains which would lower the tax. I'm just speculating though, I don't have any personal experience with notes yet.
Post: HELOC to Fund 2 Multi Family Properties

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Glad you got it all worked out, definitely let me know next time you're looking for a loan!
Post: Small Multifamily Deal in Columbia, SC

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Rachael,
I am a loan officer licensed in South Carolina with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance. Its been a while since you posted this but on the off chance you haven't been able to find financing I wanted to at least introduce myself.
If you'd like more information feel free to pm me or email me at [email protected]
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: Washington D.C./University of Maryland Newbie

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Sam!
I'm also a novice real estate investor, but I found my passion for it in college in the same way you did, after being dissatisfied with the returns I was getting in my stock portfolio. PM me and we can talk about more details!
Post: HELOC to Fund 2 Multi Family Properties

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Jahan,
I am a loan officer licensed in Connecticut with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance. We don't do commercial loans or HELOCs, but I could do the 4 unit in our near-prime program and a cash out refinance on you personal residence to get the money for the down payments, you would just need a separate commercial loan for the 10-unit . If this seems like a solution that might work for you please shoot me an email.
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: Lender in Pennsylvania

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Danielle,
I see I'm a little late to the party (just joined the marketplace today) but if by chance you're still looking or just want more options feel free to pm or email me.
I am a loan officer licensed in Pennsylvania with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance.
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: lending, for owner occupied..

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Matt,
I am a loan officer licensed in Florida with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance. You can also use rental income and bank statements showing deposits to qualify so this sounds like exactly what you need. I'm not allowed to give that kind of information in public like this, and I would probably need a little more information but I would be happy to talk about what we could qualify you for!
If you'd like more information feel free to pm me or email me at [email protected]
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: Single Family Refinance Needed

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Sean,
I am a loan officer licensed in Ohio with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance. I'm not allowed to provide that kind of information in a public manner, but if you're interested my email address is listed below. Hope to hear from you!
If you'd like more information feel free to pm me or email me at [email protected]
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: California Investor, Looking for Portfolio Lender

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Daniel,
I am a loan officer licensed in Alabama with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance.
If you'd like more information feel free to pm me or email me at [email protected]
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000
Post: Portfolio Lenders - North Florida.

- Lender
- Manchester, MD
- Posts 61
- Votes 16
Hi Jay,
I am a loan officer licensed in Florida with Carrington Mortgage Services. We are a nation-wide lender and mortgage servicer and we have a "Near Prime" program specifically for investment properties. We service millions of dollars in loans and this program has no limit on the number of properties you can finance.
If you'd like more information feel free to pm me or email me at [email protected]
Thanks,
Kyle Johnston
Carrington Mortgage Services, LLC.
Loan Officer
NMLS ID: 1725652 Ohio License Number: MLO.057653.000