All Forum Posts by: LaMancha Sims

Galen I Would Love To Chat With You More To Further Discuss This Deal...Send Me A PM.

In real estate investing, success isn’t just about buying low and selling high—it’s about securing profits the moment you purchase. The most seasoned investors follow one fundamental principle: "Make your money when you buy, not when you sell."

Why Buying Right Is Everything

Many new investors assume that appreciation and market timing will guarantee profits. But relying solely on market luck is risky. True wealth in real estate is built by acquiring properties below their intrinsic value, ensuring an immediate equity cushion and strong cash flow.

Here’s how you can apply this golden rule:

1. Buy Below Market Value

The key to instant equity is purchasing properties at a discount—whether through foreclosures, motivated sellers, or off-market deals. A well-negotiated purchase means you profit the day you close, reducing risk and boosting returns.

2. Force Appreciation Through Value-Adds

Instead of waiting for the market to rise, create value through renovations, rezoning, or better management. A $20,000 kitchen upgrade that increases the property’s value by $50,000 means you’ve already made money.

3. Focus on Cash Flow from Day One

A property that cash flows immediately protects you from market downturns. Calculate expenses conservatively and ensure rents cover costs before relying on future appreciation.

4. Avoid Overpaying in Hot Markets

Emotion-driven bidding wars can destroy returns. Stick to the numbers—if the deal doesn’t work at the purchase price, walk away.

5. Use Smart Financing

Creative financing (seller carry-back, private money, or low-interest loans) can make or break a deal. The right terms can turn an average purchase into a home run.

The Bottom Line

Waiting years to "maybe" sell at a profit is speculation, not investing. The real winners profit upfront—through strategic buying, forced appreciation, and strong cash flow.

At Sims Ventures, we help investors find deals that make money on day one. Ready to build wealth the smart way?

Schedule a Call Today and start investing with confidence.

Hi David, Sorry To Hear That...Are You Seeking Advice On Refinancing Or Searching For Lenders?

Is This For A Investment Property Or Primary Residence?

Hi Trevor, I Would Love To Connect With You And Discuss Further Details About Your Project...

Hi Kevin, I Would Love To Connect With You To Further Discuss Your Options. I'm Sending You A PM.

@Mustafa Mahmoodzada I Would Love To Connect With You To Discuss Other Options For Your Deal...I'm Sending You A PM.

Private lenders can be a valuable resource for real estate investors looking to secure financing quickly and with more flexibility than traditional banks. However, to successfully secure a private loan, investors must come prepared with the right documentation, a solid plan, and a professional approach. Here’s what you need when approaching a private lender:

1. A Clear Investment Strategy

Private lenders want to know that their money is in good hands. Be prepared to explain:

• The type of property you’re investing in (residential, commercial, fix-and-flip, rental, etc.).
• Your exit strategy (how you plan to repay the loan—refinance, sale, or cash flow).
• Market knowledge (why the investment makes sense).

2. Strong Financial Documentation

Even though private lenders focus more on the asset than your credit score, they still want assurance that you’re a reliable borrower. Bring:

• Proof of income or assets (bank statements, tax returns).
• Credit report (some lenders check, others don’t).
• A personal financial statement (net worth, liabilities).

3. Detailed Property Information

Since private loans are often asset-based, the property itself is critical. Provide:

• Purchase agreement (if applicable).
• Repair estimates (for fix-and-flips).
• Comparable sales (comps) to justify the after-repair value (ARV).
• Photos, inspections, or appraisal reports (if available).

4. Experience & Track Record

If you’re a seasoned investor, highlight past successful deals. If you’re new, partner with an experienced co-borrower or present a well-researched plan to build credibility.

5. A Professional Approach

Private lenders are more flexible than banks but still expect professionalism. Present yourself as a trustworthy borrower by:

• Communicating clearly and promptly.
• Being transparent about risks and challenges.
• Showing confidence in your ability to execute the deal.

Final Thoughts

Private lenders offer speed and flexibility, but they need confidence in both you and the deal. By preparing a strong proposal with clear financials, property details, and a solid repayment plan, you’ll increase your chances of securing the funding you need.

If you have questions or want more information on other topics, reach out!

Click to Schedule A Call

Hi Douglas, I Would Love To Connect With You And Further Discuss And See What Options We Have For You...Feel Free To Message Me.

Hi Steve, Feel Free To Message Me For Info On Becoming A Private Lender.