All Forum Posts by: Lisa Arlt Escoto

How to Use a GOOD PROJECT (75% ARV Hard Money Loan) AND GOOD CREDIT (US Citizens with 670+ credit scores who qualify for unsecured loans) to get up-to-100% Financing for US Real Estate Projects, including Fix and Flips, $200K-$2M USD

STEP ONE: Email [email protected] to apply for an Unsecured Loan (i.e. Gap Funding) for US Citizens with Credit Scores above 670.

• $25K - $200K USD per person

• All 50 States

• Must be a US Citizen

• Minimum Credit Score of 670

• No Upfront Fees!

• No Income or Asset Documentation Required to gain approval

• Ideal for real estate investors who may have little or no income showing on their return

• More than one person can apply to increase the amount available (friends, families, partners, colleagues, etc.)

• Funding typically takes 2-3 weeks (so best to start this application process ASAP)

STEP TWO: Email [email protected] to get Pre-Approved for a Hard Money Loan for up-to-75% ARV of your Real Estate Purchase and Renovation

• Up-To-75% ARV (up-to 80% LTC for Purchase, up-to 80% LTC for Renovations)

• All 50 States

• Rates start at 10%

• Asset-based lending (personal credit and/or income is not usually a factor)

• $200K - $2M USD

• No application or "junk" fees

• Pre-approval usually provided within 24-48 hours

• Payment of third-party costs to assess the property (i.e. an appraisal), must be paid after pre-approval

• FAST closings - usually within 5 - 10 business days

Brokers Welcome!

SUMMARY OF ALL OUR LOAN PROGRAMS

1) Up-to-100% financing for Worldwide Commercial Funding via The Sinking Fund Structured Debt Program - for all industries, and all locations (EXCEPT films/movies or USA projects), $20 Million USD to $20 Billion USD. Client MUST have 5% liquidity (their own liquid funds) and be able to provide proof of funds for that liquidity at submission.

2) NEW! Up-to-100% Financing for "Fix and Flip" and other US Real Estate Transactions - All 50 States, $50K USD - $2M USD, FAST Closings (1-3 weeks), pre-approval within 24-48 hours usually

3) NEW! Up-to-90% SBA (Small-Business Administration) Funding for most US business needs, including startups, business purchases (including franchises), debt consolidation, construction, and owner-user commercial real estate transactions, all 50 states, $500K - $5M USD; 640+ credit score required plus adequate income and debt-to-income ratio; must provide 3 years of personal and business tax returns, personal financial statement, and income verification documentation

4) Contract Financing/Factoring for US businesses (only) with contracts in place and/or a takeout loan for an investment grade customer (private company or the US Federal, State, or Local Government) to irrevocably purchase your goods or services, $2M to $2B USD

5) Gap Funding - for US citizens (only) with credit scores above 670, no income required ($25K - $200K USD)

6) Business Revenue Financing - for US businesses (only)

Email [email protected] for instructions how to apply for any of these programs (and let us know which program you are interested in)

Disclaimer: This is not an offer nor a commitment to lend money. This is not a public offering. This is not an offer or invitation to sell or a solicitation of any offer to purchase any securities in the United States or any other jurisdiction. Any securities may only be offered or sold, directly or indirectly, in the state or states in which they have been registered or may be offered under an appropriate exemption. Financing may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Loan programs, property types and program guidelines (including, without limit, fees, rates, and features) are subject to change without notice. Lisa Arlt Escoto is a Licensed Virginia Realtor.

Disclaimer: LISA ARLT ESCOTO AND WORLDWIDE COMMERCIAL FUNDING, LLC, THE OWNER OF WORLDWIDECOMMERCIALFUNDING.COM, ARE IN NO WAY AFFILIATED WITH, ASSOCIATED WITH, OR CONNECTED WITH WORLDWIDE COMMERCIAL FUNDING, INC.

- Up to 100% Financing
- US and International
- Funding in 5 business days usually
- Minimum $2 Million USD
- Commercial Real Estate purchases (collateral must match loan amount, so no development or extensive renovations)
- Most fees can be added into loan (at the back end), including refund of client-paid fees
- Fees must be paid into escrow at submission of loan application (minimum $75K USD)
- 100% refund guarantee for fees - If you are truthful and project is viable, you get your funding or you get your money back.

Brokers welcome! We pay referral fees

Email [email protected] for more information

Worldwide Commercial Funding Website

PS We also offer up to 100% Financing for Real Estate Developments or Renovations over $2 million USD. Check out Www.WorldwideCommercialFunding.com for more info or email [email protected]

Vishal Gadhia - Thanks for your comment on my blog post. We are lending in all 50 states for our 90% hard money program. We lend in all 50 states and most international countries for our up to 100% financing program for projects over $5 million USD. Please email me at [email protected] if you would like either of the submission forms. thanks.

Thanks, Emanuele.  I emailed you privately.  To answer your question, Interest rates vary by the project and funding source.  More information will be provided in the funding proposal, which is free to get.  Let me know if I can help. 

• -Up to 100% Commercial Financing
• -US and International
• -Business Ventures
• -Commercial Real Estate Transactions
• -NO Application Fee
• -Co-brokers welcome
• -References provided
• -$5 Million USD to Over $1 Billion USD

www.WorldwideCommercialFunding.com

[email protected]

1-877-455-2794

Up to 90% Purchase, Up to 90% Rehab Costs

COMPETITIVELY PRICED FUNDING in ALL 50 STATES

7-10 days for Funding

$50K to $5 Million USD

ALSO AVAILABLE: Bridge Loans, Transactional Funding, Stated Income Loans, Construction/Development Loans

ALSO AVAILABLE: up to 100% Financing for US and International Business Ventures and Commercial Real Estate Transactions, $5 million USD Minimum

For NO COST Application Form, Email [email protected] and state this is for the HARD MONEY LOAN program.

View all our loan programs at www.WorldwideCommercialFunding.com

Lisa Arlt Escoto

www.WorldwideCommercialFunding.com

Licensed Virginia Real Estate Agent

[email protected]

US Toll Free 877-455-2794 (please email me for the quickest response)

US Toll Free Fax 877-455-3493

With our partner we have access to over 200 Capital Conduit Partners and Funding Sources, including several Direct to Lender, providing up to 90% Hard Money Loans in every state of the US.  Competitively priced.  For Real Estate projects from $50,000 to $500 Million USD or more. NO APPLICATION FEE. We provide:

• Hard Money Loans
• Bridge Loans
• Transactional Funding
• Stated Income Loans
• Fix and Flip / Rehab Financing
• Land Development / Construction Financing

Overview of Loan Programs

• Commercial Real Estate Transactions, including pre-construction
• $50,000 USD to $500 Million USD or more
• Nationwide (US) 
• Up to 90% Financing (depends on project, location and loan program)
• 7-10 days for funding
• Submission Procedure: Email [email protected] for submission form for the "90% Hard Money Program". Also, include in the email:
• • Short (1 paragraph or less) description of the Project including the state and/or country it is in
  • Amount needed for the project
  • How quickly and how long you will need the money
  • How much cash you will be putting into the project (percentage and amount), where the money is coming from (partner, another loan, your own funds, etc), and how it will be used
  • You will then be sent submission forms to fill out
  • Upon Lender’s expression of interest, additional forms and information will be required
• Co-brokers welcomed - We pay a great finder's fee! 

@Sean Richway @Tom Mendez @Maurice K. 

Thanks everyone for your comments and questions. As requested: 

Summary of successfully closed projects from this funding source (loan program 2).  I am not authorized to share more detailed information however more details can be provided during/after the conference call, after the funding proposal has been issued and the funding source has indicated they are interested in funding your project (btw that is all available at no-cost and no obligation) 

* $108 million USD, Real Estate Development Project, UK

* $51 million USD, Power plant construction, Panama

-$50 million USD, Film Development, USA

References are also provided when the funding proposal is issued.  

@Jay Hinrichs Definitely true - know your lender and do your own due diligence.  There are a lot of scammers out there, as well as well-intentioned brokers and borrowers who want something to be true, even if it unfortunately isn't. 

BTW, I'm revising my website, removing some funding programs, and focusing solely on funding sources I feel my borrowers have the most chance of success with.  (See my blog post about rethinking upfront fees for more info on my reasoning and experience).  That will be done in the next few days, so check out the website later for more info.   

Thanks, Jennifer!  I got your email and just responded to it.  I hope we can help you.  Lisa

Thanks, Archie Antwi.  I emailed you privately with the information.  

Lisa Arlt Escoto

Licensed Virginia Realtor with Cottage Street Realty, Vienna, VA

[email protected]