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All Forum Posts by: Lulu L.

Lulu L. has started 1 posts and replied 8 times.

Post: Umbrella Liability Policy. Is it worth it?

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5

@Derek Lacy do you guys offer standalone Umbrella insurance policies up to $2M.. I'll send you my personal email to discuss further..

Post: Umbrella Liability Policy. Is it worth it?

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5

I just got off the phone with my Homeowners Insurance - Travelers where I have an Umbrella Policy; I called to add my FL condo, they asked to see the declaration page for my FL condo since it is insurance with another carrier; and NOW Travelers is wanting to drop my Umbrella and said they do no longer want to extend an umbrella policy to me because of the liability in FL.  Has this happened to anyone? Please PM if you have a great Umbrella policy that will cover FL.

Post: Umbrella policy from different insurance carrier?

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5

I called Travelers - my Primary Home Insurance where I have an Umbrella policy to let them know I have another rental to add; now they are charging a higher premium; and they always ask for a copy of the declaration page ( I have a separate policy with rentals since they are a commercial home insurance); and IF they (Travelers) does not like the coverage, they will drop your Umbrella Insurance completely.  Has this happened to anyone?  Any recommendations on stand alone Umbrella Insurance companies?  I'm not an attorney, but by law when you purchase an Umbrella policy they will have to cover ALL properties if you tell them or not; and I've been transparent and told them every time I add a rental but now my coverages are through the roof.

Post: Emerging Markets for SFR purchases?

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5
Hi Jeff I'm not only from San Jose Ca, but I am investing in Memphis and Atlanta. I like to invest in areas classed as A -A+ type ( i.e-South SJ, Saratoga, Santa Clara, Los Gatos, etc). I'll inbox you and we can swap experiences.

Post: Massive RE Investor Summit!! SF Bay Area, Oct 2014

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5

I'll be there!

Post: SF Meetup - Fri, 4/25 in SF w/ Josh Dorkin & Brandon Turner

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5

J

I can make the meet up on Friday! Looking forward to meeting up with everyone!

Post: looking in NC, SC, & FL agent

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5
New Member here .. I'm also looking in NC, SC, & FL for a 2nd home / multifam or SFR rentals. If you know of any good realtors please inbox me.

Post: East Bay Meetup – Thurs 3/20/14 - Oakland

Lulu L.Posted
  • Investor
  • San Jose, CA
  • Posts 9
  • Votes 5
Signed up on BP late last year but more of an active user this year. I would love to meet up with locals and exchange knowledge & advice. In state / out of state - SFH in MEM, looking at a few other states & in CA Strategy - buy & hold Type of prop - SFH and Multi Family Looking for - advice, turn key , wholesalers , lenders, etc Can offer - experience in MEM , knowledgeable of the area