All Forum Posts by: Account Closed

@Christian Cummings

If you can't use granite or quartz, doesn't sound like your price point, a good laminate with a bullnose or Ogee edge looks great!

At minimum a trade type liability insurance.  However, I make all my subs carry both GL and workers comp.  

A few real life examples:

A plumbing repair can leak and do a lot of damage, thousands of dollars of damage.  Story is too long to post here but the plumbers' insurance had to pay to tear out and reinstall approx. 650 sq. ft of hardwoods, plus base and shoe mold.  Ouch!!!

A tile guy can tile your shower, inadvertently cut a hole in your pan liner and due to leaky pan liner ruin the drywall below the shower area - cost to tear out and retile the shower pan area, repair the drywall underneath and paint the entire kitchen ceiling $3,500.

Trim guys installing base, shoots a nail and hits a wire (or a water line).  Have had both happen.  Neither the original electrician or plumber (years back) installed a metal nail guard where the water/electric came through the  bottom plate.  Several hundred to repair the electrical, a couple grand to repair the water line and the damage the leaky water did.

In every case the sub had liability insurance.  All but one willingly did the repair work - the tile guy refused.  I had the tile guy's insurance and was a cert holder so I told him I was going to call his insurance company and make a claim.  He was at the job the next day and did the work (and I was there making sure it was done right!)   But had one or all refused to do the work, I would have made a phone call to the insurance company to file a claim. I was not going to pay for the work nor would I expect the owner to be left holding the bag.

And as mentioned above, there are really SO many scenarios and ways to cause damage to a home that to hire anybody without at least liability would be a very unwise choice. 

@Dana Winer 

What do you consider to be basic work?

@Dana Winer

Always, always, always make sure your contractor has insurance! Get their insurance provider to email you a copy and have your name added as a certificate holder.

Hi Dion, welcome.  I am a GC located in Birmingham and would like to connect when you have some time.

If you don't mind me asking, what are your goals with investing? Areas of interest around Birmingham?  Types of investments?

@Michael Monaco

Hey Michael, All sound like good areas, though I am not near any of them.  Ever do any or think of doing any in the Birmingham, AL area?

Lot's of good opportunities here, good market, etc.

What area?

Hey David,

Be glad to talk with you about you coming down to B'ham, let me know how I can help

@Jamie Hodges

There are a ton of resources on BP for folks who are starting out.  Brandon Turner has a webinar called the 90 day Challenge in which he lays out a lot of basic ideas and even more importantly, the how to implement them.  He has an e-book that discusses how to buy property with no money down.  Dive into these resources to get many of your questions answered and get inspired on how to make your plan as Joe mentioned above.  

I am a contractor down in Birmingham if I can be of any help or answer questions.

@Hunter Cone 

HAHA honestly many contractors aren't nearly as curmudgeonly as I am, and you most likely won't piss them off.  I have worked hard to build up a very loyal customer base so I can be choosy in whom I deal with.  And you have a true desire to learn the ropes and that will go a long way and help you as you get your team together. 

If you have any specific questions please feel free to message me, I'd love to help however I can.