All Forum Posts by: Nina Zou
Nina Zou has started 25 posts and replied 51 times.
Thanks. The reason why I'm asking is I want to make sure I will disclose all the cons to him as well and help him to understand it. I don't like to trick anyone into anything.
Hi,
I need a real estate lawyer in PA who did subject to deals before. Philadelphia area, Chester county to be specific.
Please reply to my post and I will reach out.
Also have a question. If I take over the loan, does it mean the seller can't borrow any money anymore if he wants to buy a house in the future, since the loan is still under his name?
Post: Any experience real estate lawyer who did Subject To Deals?

- Posts 51
- Votes 12
Quote from @Marco Bario:
Quote from @Stuart Udis:
I see this strategy tossed around on here and quite certain the strategy is in violation of the loan terms. I don't believe an attorney will actively participate in a process that knowingly violates a loan.
Due on Sale gives the lender the option, but not the obligation, to call the loan due. Attorneys ensure proper disclosures are given and state requirements are met.
Thanks Marco.
Since many people did it and it worked. I'm sure all I need is a experience title company or attorney who actually handled this type of deal before.
I'll call Friends Title and sure will mention you referred me.
Post: Any experience real estate lawyer who did Subject To Deals?

- Posts 51
- Votes 12
I need a experience real estate lawyer who did subject to deals in PA, Chester county to be specific.
Experienced attorney who actually did Subject To Deal, please leave message, I will contact you.
Or any recommendations will be appreciated.
Post: How long does it take to get the U&O in Chester county PA?

- Posts 51
- Votes 12
I'm interested in buying a foreclosure in Chester county, PA. Buyer needs to take care of the U&O.
Never did it before, how long does it take to get the U&O or does it depend on how many repairs needed?
Where shall I go to get it?
Also the earnest money requested is very high. How can I make sure I can extend closing days if I cant get U&O within the 30 days of time period so that I won't lose the EMD?
Post: Any property tax appeal lawyer here or anyone can recommend one for Horry County, SC?

- Posts 51
- Votes 12
My rental property tax increased almost 7 times this year. I urgently need one to appeal the property tax for 2023. The house I bought priced dropped $40,000 since I bought it last year.
Post: Tenant has high income but 500-550ish credit score, can I rent?

- Posts 51
- Votes 12
Quote from @Melanie Thomas:
Since everything else look decent I would rent to them with an added Risk Mitigation fee. You are taking a risk renting to someone with poor credit. I have found that most people are happy to pay the risk mitigation fee instead of being told no flat out. Sounds like you need to create a screening criteria and stick to it. Good luck & happy investing!
You are right. Since many landlord asks for 650+ based on their own personal experience. I think I will simply stick with the same rule just to be safe.
Post: Tenant has high income but 500-550ish credit score, can I rent?

- Posts 51
- Votes 12
Wife is a nurse, husband work for 911, both for more than 2 years same job.
lived in the last property for 5 years, told me they have to move due to landlord is selling.
If they are willing to pay 2 months deposit and 1 last month rent, can I rent it to them? or with this credit core, it is absolutely a no?
Post: Any pro can tell me if there is water leak behind the stucco by looking at the pic?

- Posts 51
- Votes 12
Anyone can recommend reliable stucco repair contractors in Delaware County PA with offer reasonable price?
Post: Potential tenant cliaming their 2 dogs are emotional support dogs

- Posts 51
- Votes 12
That is one of the reasons why I don’t provide my phone number to applicants anymore.
If you got this in email, just do not reply. Or it might be used to against you.
Many people get ESA letter online simply by paying for it.
Absolutely pass, next one pls.